EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Union Bank of Taiwan's Enterprise Value is NT$68,585 Mil.
Union Bank of Taiwan's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was NT$-12,242 Mil. Therefore, Union Bank of Taiwan's EV-to-FCF for today is -5.60.
The historical rank and industry rank for Union Bank of Taiwan's EV-to-FCF or its related term are showing as below:
TPE:2838'
s EV-to-FCF Range Over the Past 10 Years
Min: -38.43 Med: -0.08 Max: 12.16
Current: -5.53
During the past 13 years, the highest EV-to-FCF of Union Bank of Taiwan was 12.16. The lowest was -38.43. And the median was -0.08.
TPE:2838's EV-to-FCF is ranked worse than 100% of 1192
companies
in the Banks industry
Industry Median: 6.61
vs TPE:2838: -5.53
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Union Bank of Taiwan (TPE:2838) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Union Bank of Taiwan's PE Ratio (TTM) for today is calculated as:
Union Bank of Taiwan's share price for today is NT$24.70.
Union Bank of Taiwan's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$1.276.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Union Bank of Taiwan EV-to-FCF Related Terms
Union Bank of Taiwan EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Union Bank of Taiwan's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank of Taiwan EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Union Bank of Taiwan's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Bank of Taiwan EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Union Bank of Taiwan's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Union Bank of Taiwan's EV-to-FCF falls into.
Union Bank of Taiwan's current Enterprise Value is NT$68,585 Mil.
Union Bank of Taiwan's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$-12,242 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank of Taiwan (TPE:2838) has a EV-to-FCF of -5.60 as of Jul. 08, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Union Bank of Taiwan and its competitors. According to the industry distribution chart, Union Bank of Taiwan ranks #999999 out of 1192 companies in the Banks industry.
Is Union Bank of Taiwan's EV-to-FCF too high?
Union Bank of Taiwan's current EV-to-FCF is -5.60. Based on the distribution chart, Union Bank of Taiwan ranks #999999 out of 1192 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Union Bank of Taiwan has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of Taiwan's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Union Bank of Taiwan ranks #999999 out of 1192 companies for EV-to-FCF. This places Union Bank of Taiwan in the lower half of its industry. The industry median EV-to-FCF is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Union Bank of Taiwan and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bank of Taiwan's current EV-to-FCF is -5.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of Taiwan stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of Taiwan (TPE:2838) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$16.29, compared to a current price of NT$24.70 — trading 51.6% above its estimated fair value. The current EV-to-FCF is -5.60. Union Bank of Taiwan's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Union Bank of Taiwan (TPE:2838), the current EV-to-FCF is -5.60 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bank of Taiwan (TPE:2838) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bank of Taiwan stock appears to be overvalued.
The current stock price of NT$24.70 is trading 51.6% above its estimated GF Value™ of NT$16.29.
GuruFocus considers Union Bank of Taiwan to be Significantly Overvalued.
Key valuation signals for TPE:2838:
EV-to-FCF: -5.60
GF Value™: NT$16.29 vs. price of NT$24.70 (51.6% above fair value)
No single metric tells the full story. See the TPE:2838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bank of Taiwan mainly engaged in activities allowed under the Banking Law, which cover deposits, loans, discounts, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, investments, foreign exchange transactions, savings, trust, etc. The company's reportable segments are Corporate banking unit consist Corporate banking, foreign exchange business, debt management and public treasury business; Consumer banking unit consider financial management and loan business, credit card business and car-loan business; Wealth management and trust unit; Investing unit; and Leasing unit. The majority of revenue comes from Consumer banking. The Company's operations are mainly in Taiwan.
80GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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