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CPI Card Group (CPI Card Group) Return-on-Tangible-Equity : Negative Tangible Equity% (As of Mar. 2024)


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What is CPI Card Group Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. CPI Card Group's annualized net income for the quarter that ended in Mar. 2024 was $21.8 Mil. CPI Card Group's average shareholder tangible equity for the quarter that ended in Mar. 2024 was $-111.0 Mil. Therefore, CPI Card Group's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2024 was Negative Tangible Equity%.

The historical rank and industry rank for CPI Card Group's Return-on-Tangible-Equity or its related term are showing as below:

PMTS' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0
Current: Negative Tangible Equity

PMTS's Return-on-Tangible-Equity is ranked better than
99.8% of 506 companies
in the Credit Services industry
Industry Median: 6.91 vs PMTS: Negative Tangible Equity

CPI Card Group Return-on-Tangible-Equity Historical Data

The historical data trend for CPI Card Group's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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CPI Card Group Return-on-Tangible-Equity Chart

CPI Card Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only - Negative Tangible Equity Negative Tangible Equity Negative Tangible Equity Negative Tangible Equity

CPI Card Group Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Negative Tangible Equity Negative Tangible Equity Negative Tangible Equity Negative Tangible Equity Negative Tangible Equity

Competitive Comparison of CPI Card Group's Return-on-Tangible-Equity

For the Credit Services subindustry, CPI Card Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group's Return-on-Tangible-Equity Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Return-on-Tangible-Equity falls into.



CPI Card Group Return-on-Tangible-Equity Calculation

CPI Card Group's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2023 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2023 )  (A: Dec. 2022 )(A: Dec. 2023 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2023 )  (A: Dec. 2022 )(A: Dec. 2023 )
=23.985/( (-147.215+-113.208 )/ 2 )
=23.985/-130.2115
=Negative Tangible Equity %

CPI Card Group's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2024 )  (Q: Dec. 2023 )(Q: Mar. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2024 )  (Q: Dec. 2023 )(Q: Mar. 2024 )
=21.82/( (-113.208+-108.755)/ 2 )
=21.82/-110.9815
=Negative Tangible Equity %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2024) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


CPI Card Group  (NAS:PMTS) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


CPI Card Group Return-on-Tangible-Equity Related Terms

Thank you for viewing the detailed overview of CPI Card Group's Return-on-Tangible-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


CPI Card Group (CPI Card Group) Business Description

Traded in Other Exchanges
Address
10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit and prepaid cards. The business segments of the group are Debit and Credit, which produces Financial Payment Cards and provides integrated card services to card-issuing banks in the United States, and Prepaid Debit, which provides integrated card services to Prepaid Debit Card program managers in the United States and Others. It derives key revenue from the Debit and Credit segment.
Executives
H Sanford Riley director P.O. BOX 4030, NH353, GOLDEN CO 80401
Jeffrey A. Hochstadt officer: Chief Financial Officer C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Margaret Elizabeth O'leary officer: SVP, Prepaid Solutions C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Thomas M Furey director 839 W T STREET, WASHOUGAL WA 98671
Sonya Vollmer officer: Chief Human Resources Officer C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Donna Renee Abbey officer: Controller & Chief Acct. Off. 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Keating Valerie Soranno director C/O CPI CARD GROUP INC., 10026 WEST SAN JUAN WAY, LITTLETON CO 80127
Nicholas A Peters director 10368 WEST CENTENNIAL RD., LITTLETON CO 80127
Robert Pearce director 10368 WEST CENTENNIAL RD., LITTLETON CO 80127
Amintore Schenkel officer: CFO 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Lauren Kay Baer officer: Chief Human Resources Officer 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Marc Sheinbaum director 24 DEERFIELD ROAD, CHAPPAQUA NY 10514
Scott Scheirman director, officer: President & CEO THE WESTERN UNION COMPANY, 12500 EAST BELFORD AVENUE, ENGLEWOOD CO 80112
Kevin Patrick O'brien officer: Chief Accounting Officer C/O CPI CARD GROUP INC., 10026 W. SAN JUAN WAY, SUITE 200, LITTLETON CO 80127
Sarah Elizabeth Williams officer: Chief Technology Officer C/O CPI CARD GROUP INC., 10026 W. SAN JUAN WAY, LITTLETON CO 80127

CPI Card Group (CPI Card Group) Headlines