CPI Card GroupPMTS +5.00%72 PEG Ratio is 4.99 as of Jun. 28, 2026, which is 323% above its 10-year median of 1.18. GuruFocus rates PMTS with a GF Score™ of 72/100 and a GF Value™ of $24.98 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 234 Credit Services companies, CPI Card Group ranks worse than 85.04% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for CPI Card Group's PEG Ratio or its related term are showing as below:
PMTS'
s PEG Ratio Range Over the Past 10 Years
Min: 0.06 Med: 1.18 Max: 7.57
Current: 4.99
During the past 13 years, CPI Card Group's highest PEG Ratio was 7.57. The lowest was 0.06. And the median was 1.18.
PMTS's PEG Ratio is ranked worse than 85.04% of 234
companies
in the Credit Services industry
Industry Median: 0.865
vs PMTS: 4.99
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
CPI Card Group (NAS:PMTS) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
CPI Card Group PEG Ratio Related Terms
CPI Card Group PEG Ratio Historical Data
* Premium members only.
The historical data trend for CPI Card Group's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, CPI Card Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CPI Card Group PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CPI Card Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where CPI Card Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
CPI Card Group (PMTS) has a PEG Ratio of 4.99 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on CPI Card Group and its competitors. This is 323% above median its historical median of 1.18. Over the past decade, CPI Card Group's PEG Ratio has ranged from 0.06 to 7.57. According to the industry distribution chart, CPI Card Group ranks #199 out of 234 companies in the Credit Services industry, placing it in the top 85%.
Is CPI Card Group's PEG Ratio too high?
CPI Card Group's current PEG Ratio of 4.99 is 323% above median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 7.57. The Credit Services industry median PEG Ratio is 0.87. CPI Card Group's value of 4.99 is 476.9% above this industry median. Based on the distribution chart, CPI Card Group ranks #199 out of 234 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, CPI Card Group has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's PEG Ratio compare to XYF and ANTA?
According to the Credit Services industry distribution chart, CPI Card Group ranks #199 out of 234 companies for PEG Ratio. This places CPI Card Group in the lower half of its industry. The industry median PEG Ratio is 0.87. CPI Card Group's value of 4.99 is 476.9% above this benchmark. Historically, CPI Card Group's own PEG Ratio has ranged from 0.06 to 7.57 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 0.87, CPI Card Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.87, based on 234 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CPI Card Group's current PEG Ratio of 4.99 is 476.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on CPI Card Group and its competitors. For the Credit Services industry, the median PEG Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CPI Card Group's current PEG Ratio is 4.99, which is 323% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.98, compared to a current price of $20.13 — trading 19.4% below its estimated fair value. The current PEG Ratio is 4.99, which is 323% above median its 10-year median of 1.18 and 476.9% above the Credit Services industry median of 0.87. CPI Card Group's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For CPI Card Group (PMTS), the current PEG Ratio is 4.99 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CPI Card Group (PMTS) Overvalued in 2026?
Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued.
The current stock price of $20.13 is trading 19.4% below its estimated GF Value™ of $24.98.
GuruFocus considers CPI Card Group to be Modestly Undervalued.
Key valuation signals for PMTS:
PEG Ratio: 4.99 (323% above median its 10-year median of 1.18)
GF Value™: $24.98 vs. price of $20.13 (19.4% below fair value)
Industry Position: 476.9% above the Credit Services median (#199 of 234)
No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score
Get the complete analysis for PMTS
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