PMTS (CPI Card Group) FCF Yield %: 22.69 (As of Jun. 25, 2026) — 138% Above Median


PMTS CPI Card Group Inc PMTS
72 GF Score
Price $19.65
GF Value $24.97
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CPI Card Group FCF Yield %?

CPI Card Group PMTS +4.08% 72 FCF Yield % is 22.69 as of Jun. 25, 2026, which is 138% above its 10-year median of 9.52. GuruFocus rates PMTS with a GF Score™ of 72/100 and a GF Value™ of $24.97 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 541 Credit Services companies, CPI Card Group ranks better than 83.18% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, CPI Card Group's Trailing 12-Month Free Cash Flow is $51.2 Mil, and Market Cap is $225.5 Mil. Therefore, CPI Card Group's FCF Yield % for today is 22.69%.

The historical rank and industry rank for CPI Card Group's FCF Yield % or its related term are showing as below:

PMTS' s FCF Yield % Range Over the Past 10 Years
Min: -46.31   Med: 9.52   Max: 180.4
Current: 22.69


During the past 13 years, the highest FCF Yield % of CPI Card Group was 180.40%. The lowest was -46.31%. And the median was 9.52%.

PMTS's FCF Yield % is ranked better than
83.18% of 541 companies
in the Credit Services industry
Industry Median: -0.38 vs PMTS: 22.69

CPI Card Group's FCF Margin % for the quarter that ended in Mar. 2026 was 6.89%.


CPI Card Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


CPI Card Group FCF Yield % Related Terms


CPI Card Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for CPI Card Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group FCF Yield % Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.86 3.28 12.58 10.14 24.57

CPI Card Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.79 12.32 83.71 24.35

PMTS vs XYF, ANTA, FOA: FCF Yield % Comparison

For the Credit Services subindustry, CPI Card Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where CPI Card Group's FCF Yield % falls into.


PMTS
72GF Score
CPI Card Group Inc PMTS
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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CPI Card Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

CPI Card Group's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=41.328 / 168.17408
=24.57%

CPI Card Group's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=10.135 * 4 / 166.51676
=24.35%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 22.69 mean?
CPI Card Group (PMTS) has a FCF Yield % of 22.69 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CPI Card Group and its competitors. This is 138% above median its historical median of 9.52. According to the industry distribution chart, CPI Card Group ranks #91 out of 541 companies in the Credit Services industry, placing it in the top 16.8%.
Is CPI Card Group's FCF Yield % too high?
CPI Card Group's current FCF Yield % of 22.69 is 138% above median its 10-year median of 9.52. Based on the distribution chart, CPI Card Group ranks #91 out of 541 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, CPI Card Group has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's FCF Yield % compare to XYF and ANTA?
According to the Credit Services industry distribution chart, CPI Card Group ranks #91 out of 541 companies for FCF Yield %. This places CPI Card Group in the top 17% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CPI Card Group and its competitors. CPI Card Group's current FCF Yield % is 22.69, which is 138% above median its own 10-year median of 9.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.97, compared to a current price of $19.65 — trading 21.3% below its estimated fair value. The current FCF Yield % is 22.69, which is 138% above median its 10-year median of 9.52. CPI Card Group's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CPI Card Group (PMTS), the current FCF Yield % is 22.69 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI Card Group (PMTS) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued. The current stock price of $19.65 is trading 21.3% below its estimated GF Value™ of $24.97. GuruFocus considers CPI Card Group to be Modestly Undervalued.

Key valuation signals for PMTS:

  • FCF Yield %: 22.69 (138% above median its 10-year median of 9.52)
  • GF Value™: $24.97 vs. price of $19.65 (21.3% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges CPB1:Germany
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.65
Price
$24.97
GF Value