PMTS (CPI Card Group) E10: $0.47 (As of Mar. 2026)


PMTS CPI Card Group Inc PMTS
72 GF Score
Price $19.37
GF Value $24.97
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CPI Card Group E10?

CPI Card Group PMTS +2.60% 72 E10 is $0.47 as of Mar. 2026. GuruFocus rates PMTS with a GF Score™ of 72/100 and a GF Value™ of $24.97 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

CPI Card Group's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.170. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.47 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-25), CPI Card Group's current stock price is $19.37. CPI Card Group's E10 for the quarter that ended in Mar. 2026 was $0.47. CPI Card Group's Shiller PE Ratio of today is 41.21.

During the past 13 years, the highest Shiller PE Ratio of CPI Card Group was 380.25. The lowest was 22.31. And the median was 45.48.


CPI Card Group  (NAS:PMTS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

CPI Card Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=19.37/0.47
=41.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of CPI Card Group was 380.25. The lowest was 22.31. And the median was 45.48.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


CPI Card Group E10 Related Terms


CPI Card Group E10 Historical Data

* Premium members only.

The historical data trend for CPI Card Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group E10 Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -0.34 0.32 0.51

CPI Card Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.47 0.49 0.42 0.51 0.47

PMTS vs XYF, ANTA, FOA: E10 Comparison

For the Credit Services subindustry, CPI Card Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Shiller PE Ratio falls into.


PMTS
72GF Score
CPI Card Group Inc PMTS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CPI Card Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CPI Card Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.17/330.2130*330.2130
=0.170

Current CPI (Mar. 2026) = 330.2130.

CPI Card Group Quarterly Data

per share eps CPI Adj_EPS
201606 -0.050 241.018 -0.069
201609 0.350 241.428 0.479
201612 -0.350 241.432 -0.479
201703 -0.400 243.801 -0.542
201706 -0.200 244.955 -0.270
201709 -0.060 246.819 -0.080
201712 -1.310 246.524 -1.755
201803 -0.650 249.554 -0.860
201806 -1.500 251.989 -1.966
201809 -0.550 252.439 -0.719
201812 -0.660 251.233 -0.867
201903 -0.270 254.202 -0.351
201906 0.140 256.143 0.180
201909 -0.060 256.759 -0.077
201912 -0.200 256.974 -0.257
202003 0.160 258.115 0.205
202006 0.110 257.797 0.141
202009 0.520 260.280 0.660
202012 0.640 260.474 0.811
202103 0.210 264.877 0.262
202106 0.530 271.696 0.644
202109 0.560 274.310 0.674
202112 0.060 278.802 0.071
202203 0.510 287.504 0.586
202206 0.520 296.311 0.579
202209 1.010 296.808 1.124
202212 1.060 296.797 1.179
202303 0.910 301.836 0.996
202306 0.550 305.109 0.595
202309 0.330 307.789 0.354
202312 0.220 306.746 0.237
202403 0.460 312.332 0.486
202406 0.510 314.175 0.536
202409 0.110 315.301 0.115
202412 0.570 315.605 0.596
202503 0.400 319.799 0.413
202506 0.040 322.561 0.041
202509 0.190 324.800 0.193
202512 0.620 324.054 0.632
202603 0.170 330.213 0.170

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.47 mean?
CPI Card Group (PMTS) has a E10 of $0.47 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CPI Card Group and its competitors.
Is CPI Card Group's E10 too high?
CPI Card Group's current E10 is $0.47. Overall, CPI Card Group has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's E10 compare to XYF and ANTA?
CPI Card Group's E10 of $0.47 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CPI Card Group and its competitors. CPI Card Group's current E10 is $0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.97, compared to a current price of $19.37 — trading 22.4% below its estimated fair value. The current E10 is $0.47. CPI Card Group's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For CPI Card Group (PMTS), the current E10 is $0.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI Card Group (PMTS) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued. The current stock price of $19.37 is trading 22.4% below its estimated GF Value™ of $24.97. GuruFocus considers CPI Card Group to be Modestly Undervalued.

Key valuation signals for PMTS:

  • E10: $0.47
  • GF Value™: $24.97 vs. price of $19.37 (22.4% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges CPB1:Germany
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score

Get the complete analysis for PMTS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.37
Price
$24.97
GF Value