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PMTS (CPI Card Group) E10 : $0.14 (As of Sep. 2024)


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What is CPI Card Group E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

CPI Card Group's adjusted earnings per share data for the three months ended in Sep. 2024 was $0.110. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.14 for the trailing ten years ended in Sep. 2024.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-12-15), CPI Card Group's current stock price is $34.30. CPI Card Group's E10 for the quarter that ended in Sep. 2024 was $0.14. CPI Card Group's Shiller PE Ratio of today is 245.00.

During the past 12 years, the highest Shiller PE Ratio of CPI Card Group was 380.25. The lowest was 155.93. And the median was 314.82.


CPI Card Group E10 Historical Data

The historical data trend for CPI Card Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CPI Card Group E10 Chart

CPI Card Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - -0.34

CPI Card Group Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.37 -0.34 -0.11 0.08 0.14

Competitive Comparison of CPI Card Group's E10

For the Credit Services subindustry, CPI Card Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Shiller PE Ratio falls into.



CPI Card Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CPI Card Group's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=0.11/133.0289*133.0289
=0.110

Current CPI (Sep. 2024) = 133.0289.

CPI Card Group Quarterly Data

per share eps CPI Adj_EPS
201412 -0.946 99.070 -1.270
201503 -0.775 99.621 -1.035
201506 -0.072 100.684 -0.095
201509 0.679 100.392 0.900
201512 -0.200 99.792 -0.267
201603 0.500 100.470 0.662
201606 -0.050 101.688 -0.065
201609 0.350 101.861 0.457
201612 -0.350 101.863 -0.457
201703 -0.400 102.862 -0.517
201706 -0.200 103.349 -0.257
201709 -0.060 104.136 -0.077
201712 -1.310 104.011 -1.675
201803 -0.650 105.290 -0.821
201806 -1.500 106.317 -1.877
201809 -0.550 106.507 -0.687
201812 -0.660 105.998 -0.828
201903 -0.270 107.251 -0.335
201906 0.140 108.070 0.172
201909 -0.060 108.329 -0.074
201912 -0.200 108.420 -0.245
202003 0.160 108.902 0.195
202006 0.110 108.767 0.135
202009 0.520 109.815 0.630
202012 0.640 109.897 0.775
202103 0.210 111.754 0.250
202106 0.530 114.631 0.615
202109 0.560 115.734 0.644
202112 0.060 117.630 0.068
202203 0.510 121.301 0.559
202206 0.520 125.017 0.553
202209 1.010 125.227 1.073
202212 1.060 125.222 1.126
202303 0.910 127.348 0.951
202306 0.550 128.729 0.568
202309 0.330 129.860 0.338
202312 0.220 129.419 0.226
202403 0.460 131.776 0.464
202406 0.510 132.554 0.512
202409 0.110 133.029 0.110

Add all the adjusted EPS together and divide 10 will get our e10.


CPI Card Group  (NAS:PMTS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

CPI Card Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=34.30/0.14
=245.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Shiller P/E Ratio of CPI Card Group was 380.25. The lowest was 155.93. And the median was 314.82.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


CPI Card Group E10 Related Terms

Thank you for viewing the detailed overview of CPI Card Group's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


CPI Card Group Business Description

Traded in Other Exchanges
Address
10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit, which produces Financial Payment Cards and provides integrated card services to card-issuing banks in the United States, and Prepaid Debit, which provides integrated card services to Prepaid Debit Card program managers in the United States and Others. It derives key revenue from the Debit and Credit segment.
Executives
H Sanford Riley director P.O. BOX 4030, NH353, GOLDEN CO 80401
Tricor Pacific Capital Partners (fund Iv) U.s., Lp 10 percent owner C/O TRICOR PACIFIC CAPITAL PARTNERS, ONE WESTMINSTER PLACE SUITE 100, LAKE FOREST CO 60045
Sonya Vollmer officer: Chief Human Resources Officer C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Marc Sheinbaum director 24 DEERFIELD ROAD, CHAPPAQUA NY 10514
Jeffrey A. Hochstadt officer: Chief Financial Officer C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Margaret Elizabeth O'leary officer: SVP, Prepaid Solutions C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Thomas M Furey director 839 W T STREET, WASHOUGAL WA 98671
Donna Renee Abbey officer: Controller & Chief Acct. Off. 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Nicholas A Peters director 10368 WEST CENTENNIAL RD., LITTLETON CO 80127
Keating Valerie Soranno director C/O CPI CARD GROUP INC., 10026 WEST SAN JUAN WAY, LITTLETON CO 80127
Robert Pearce director 10368 WEST CENTENNIAL RD., LITTLETON CO 80127
Amintore Schenkel officer: CFO 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Lauren Kay Baer officer: Chief Human Resources Officer 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Scott Scheirman director, officer: President & CEO THE WESTERN UNION COMPANY, 12500 EAST BELFORD AVENUE, ENGLEWOOD CO 80112
Kevin Patrick O'brien officer: Chief Accounting Officer C/O CPI CARD GROUP INC., 10026 W. SAN JUAN WAY, SUITE 200, LITTLETON CO 80127