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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. CPI Card Group's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $-11.5 Mil. CPI Card Group's Total Assets for the quarter that ended in Jun. 2026 was $390.4 Mil.
Therefore, CPI Card Group's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was -0.03.
The historical rank and industry rank for CPI Card Group's Equity-to-Asset or its related term are showing as below:
PMTS'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.74 Med: -0.39 Max: -0.03
Current: -0.03
During the past 13 years, the highest Equity to Asset Ratio of CPI Card Group was -0.03. The lowest was -0.74. And the median was -0.39.
PMTS's Equity-to-Asset is ranked worse than 96.53% of 548
companies
in the Credit Services industry
Industry Median: 0.4
vs PMTS: -0.03
CPI Card Group (NAS:PMTS) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
CPI Card Group Equity-to-Asset Related Terms
CPI Card Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for CPI Card Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PMTS vs MFIN, FOA, CPSS: Equity-to-Asset Comparison
For the Credit Services subindustry, CPI Card Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CPI Card Group Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CPI Card Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where CPI Card Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
CPI Card Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CPI Card Group (PMTS) has a Equity-to-Asset of -0.03 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CPI Card Group and its competitors. According to the industry distribution chart, CPI Card Group ranks #529 out of 548 companies in the Credit Services industry, placing it in the top 96.5%.
Is CPI Card Group's Equity-to-Asset too high?
CPI Card Group's current Equity-to-Asset is -0.03. Based on the distribution chart, CPI Card Group ranks #529 out of 548 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, CPI Card Group has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's Equity-to-Asset compare to MFIN and FOA?
According to the Credit Services industry distribution chart, CPI Card Group ranks #529 out of 548 companies for Equity-to-Asset. This places CPI Card Group in the lower half of its industry. The industry median Equity-to-Asset is 0.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CPI Card Group and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CPI Card Group's current Equity-to-Asset is -0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.71, compared to a current price of $29.50 — trading 24.4% above its estimated fair value. The current Equity-to-Asset is -0.03. CPI Card Group's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For CPI Card Group (PMTS), the current Equity-to-Asset is -0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CPI Card Group (PMTS) Overvalued in 2026?
Based on GuruFocus' analysis, CPI Card Group stock appears to be overvalued.
The current stock price of $29.50 is trading 24.4% above its estimated GF Value™ of $23.71.
GuruFocus considers CPI Card Group to be Modestly Overvalued.
Key valuation signals for PMTS:
Equity-to-Asset: -0.03
GF Value™: $23.71 vs. price of $29.50 (24.4% above fair value)
No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
70GF Score
Get the complete analysis for PMTS
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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