PMTS (CPI Card Group) Pre-Tax Income: $21.8 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PMTS CPI Card Group Inc PMTS
82 GF Score
Price $24.65
GF Value $23.87
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is CPI Card Group Pre-Tax Income?

CPI Card Group PMTS +2.82% 82 Pre-Tax Income is $21.8 Mil as of Jun. 2026. GuruFocus rates PMTS with a GF Score™ of 82/100 and a GF Value™ of $23.87 (Fairly Valued). The stock has 4 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. CPI Card Group's pretax income for the three months ended in Jun. 2026 was $4.4 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $21.8 Mil. CPI Card Group's pretax margin was 2.97%.

During the past 13 years, CPI Card Group's highest Pretax Margin was 10.33%. The lowest was -17.71%. And the median was 4.07%.


CPI Card Group  (NAS:PMTS) Pre-Tax Income Explanation

CPI Card Group's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=4.424/149.181
=2.97%

During the past 13 years, CPI Card Group's highest Pretax Margin was 10.33%. The lowest was -17.71%. And the median was 4.07%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CPI Card Group Pre-Tax Income Related Terms


CPI Card Group Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for CPI Card Group's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group Pre-Tax Income Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.82 49.15 34.46 25.03 21.74

CPI Card Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.34 3.74 10.22 3.37 4.42

PMTS vs OPRT, RM, MFIN: Pre-Tax Income Comparison

For the Credit Services subindustry, CPI Card Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group Pre-Tax Income vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Pre-Tax Income falls into.


PMTS
82GF Score
CPI Card Group Inc PMTS
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CPI Card Group Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

CPI Card Group's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=54.841++-32.466+0+-0.635
=21.7

CPI Card Group's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=11.864++-7.405+0+-0.035
=4.4

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $21.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $21.8 Mil mean?
CPI Card Group (PMTS) has a Pre-Tax Income of $21.8 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on CPI Card Group and its competitors.
Is CPI Card Group's Pre-Tax Income too high?
CPI Card Group's current Pre-Tax Income is $21.8 Mil. Overall, CPI Card Group has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's Pre-Tax Income compare to OPRT and RM?
CPI Card Group's Pre-Tax Income of $21.8 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on CPI Card Group and its competitors. CPI Card Group's current Pre-Tax Income is $21.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Fairly Valued. The stock's GF Value™ is $23.87, compared to a current price of $24.65 — trading 3.3% above its estimated fair value. The current Pre-Tax Income is $21.8 Mil. CPI Card Group's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For CPI Card Group (PMTS), the current Pre-Tax Income is $21.8 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI Card Group (PMTS) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be overvalued. The current stock price of $24.65 is trading 3.3% above its estimated GF Value™ of $23.87. GuruFocus considers CPI Card Group to be Fairly Valued.

Key valuation signals for PMTS:

  • Pre-Tax Income: $21.8 Mil
  • GF Value™: $23.87 vs. price of $24.65 (3.3% above fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges CPB1:Germany
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
82GF Score

Get the complete analysis for PMTS

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.65
Price
$23.87
GF Value