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CPI Card GroupPMTS +6.98%72 Earnings per Share (Diluted) is $1.15 as of Jun. 2026. GuruFocus rates PMTS with a GF Score™ of 72/100 and a GF Value™ of $23.79 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 436 Credit Services companies, CPI Card Group ranks worse than 88.07% on this metric.
CPI Card Group's EPS (Basic) for the
three
months ended in Jun. 2026 was $0.18.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.20.
During the past 12 months, CPI Card Group's average EPS without NRIGrowth Rate was -11.70% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -25.90% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -2.20% per year.
During the past 13 years, CPI Card Group's highest 3-Year average EPS without NRI Growth Rate was 11.90% per year. The lowest was -133.20% per year. And the median was -11.10% per year.
CPI Card Group (NAS:PMTS) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
CPI Card Group Earnings per Share (Diluted) Related Terms
CPI Card Group Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for CPI Card Group's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PMTS vs MFIN, FOA, CPSS: Earnings per Share (Diluted) Comparison
For the Credit Services subindustry, CPI Card Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CPI Card Group PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CPI Card Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where CPI Card Group's PE Ratio falls into.
CPI Card Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
CPI Card Group's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.15
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $1.15 mean?
CPI Card Group (PMTS) has a Earnings per Share (Diluted) of $1.15 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on CPI Card Group and its competitors. According to the industry distribution chart, CPI Card Group ranks #384 out of 436 companies in the Credit Services industry, placing it in the top 88.1%.
Is CPI Card Group's Earnings per Share (Diluted) too high?
CPI Card Group's current Earnings per Share (Diluted) is $1.15. The Credit Services industry median Earnings per Share (Diluted) is 11.40. CPI Card Group's value of $1.15 is 89.9% below this industry median. Based on the distribution chart, CPI Card Group ranks #384 out of 436 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, CPI Card Group has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's Earnings per Share (Diluted) compare to MFIN and FOA?
According to the Credit Services industry distribution chart, CPI Card Group ranks #384 out of 436 companies for Earnings per Share (Diluted). This places CPI Card Group in the lower half of its industry. The industry median Earnings per Share (Diluted) is 11.40. CPI Card Group's value of $1.15 is 89.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.40, based on 436 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CPI Card Group's current Earnings per Share (Diluted) of $1.15 is 89.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on CPI Card Group and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CPI Card Group's current Earnings per Share (Diluted) is $1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.79, compared to a current price of $30.50 — trading 28.2% above its estimated fair value. The current Earnings per Share (Diluted) is $1.15 and 89.9% below the Credit Services industry median of 11.40. CPI Card Group's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For CPI Card Group (PMTS), the current Earnings per Share (Diluted) is $1.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CPI Card Group (PMTS) Overvalued in 2026?
Based on GuruFocus' analysis, CPI Card Group stock appears to be overvalued.
The current stock price of $30.50 is trading 28.2% above its estimated GF Value™ of $23.79.
GuruFocus considers CPI Card Group to be Modestly Overvalued.
Key valuation signals for PMTS:
Earnings per Share (Diluted): $1.15
GF Value™: $23.79 vs. price of $30.50 (28.2% above fair value)
Industry Position: 89.9% below the Credit Services median (#384 of 436)
No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score
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