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CPI Card GroupPMTS +0.79%82 3-Year EPS without NRI Growth Rate is -25.90% as of Jun. 2026. GuruFocus rates PMTS with a GF Score™ of 82/100 and a GF Value™ of $23.87 (Fairly Valued). The stock has 4 warning signs investors should review. Among 430 Credit Services companies, CPI Card Group ranks worse than 88.6% on this metric.
During the past 12 months, CPI Card Group's average EPS without NRI Growth Rate was -10.90% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -25.90% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -2.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of CPI Card Group was 11.90% per year. The lowest was -133.20% per year. And the median was -11.10% per year.
CPI Card Group (NAS:PMTS) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
CPI Card Group 3-Year EPS without NRI Growth Rate Related Terms
PMTS vs OPRT, RM, MFIN: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, CPI Card Group's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CPI Card Group 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CPI Card Group's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where CPI Card Group's 3-Year EPS without NRI Growth Rate falls into.
CPI Card Group 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -25.90% mean?
CPI Card Group (PMTS) has a 3-Year EPS without NRI Growth Rate of -25.90% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CPI Card Group and its competitors. According to the industry distribution chart, CPI Card Group ranks #381 out of 430 companies in the Credit Services industry, placing it in the top 88.6%.
Is CPI Card Group's 3-Year EPS without NRI Growth Rate too high?
CPI Card Group's current 3-Year EPS without NRI Growth Rate is -25.90%. Based on the distribution chart, CPI Card Group ranks #381 out of 430 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, CPI Card Group has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's 3-Year EPS without NRI Growth Rate compare to OPRT and RM?
According to the Credit Services industry distribution chart, CPI Card Group ranks #381 out of 430 companies for 3-Year EPS without NRI Growth Rate. This places CPI Card Group in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.90, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CPI Card Group and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CPI Card Group's current 3-Year EPS without NRI Growth Rate is -25.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Fairly Valued. The stock's GF Value™ is $23.87, compared to a current price of $24.85 — trading 4.1% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -25.90%. CPI Card Group's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For CPI Card Group (PMTS), the current 3-Year EPS without NRI Growth Rate is -25.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CPI Card Group (PMTS) Overvalued in 2026?
Based on GuruFocus' analysis, CPI Card Group stock appears to be overvalued.
The current stock price of $24.85 is trading 4.1% above its estimated GF Value™ of $23.87.
GuruFocus considers CPI Card Group to be Fairly Valued.
Key valuation signals for PMTS:
3-Year EPS without NRI Growth Rate: -25.90%
GF Value™: $23.87 vs. price of $24.85 (4.1% above fair value)
No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
82GF Score
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