PMTS (CPI Card Group) Cyclically Adjusted PB Ratio: (As of Jul. 12, 2026)


PMTS CPI Card Group Inc PMTS
72 GF Score
Price $19.54
GF Value $25.04
Valuation Modestly Undervalued
! 6 Warning Signs
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What is CPI Card Group Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


CPI Card Group  (NAS:PMTS) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


CPI Card Group Cyclically Adjusted PB Ratio Related Terms


CPI Card Group Cyclically Adjusted PB Ratio Historical Data

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The historical data trend for CPI Card Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group Cyclically Adjusted PB Ratio Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CPI Card Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PMTS vs MFIN, CPSS, FOA: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, CPI Card Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Cyclically Adjusted PB Ratio falls into.


PMTS
72GF Score
CPI Card Group Inc PMTS
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CPI Card Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

CPI Card Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, CPI Card Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-1.221/330.2130*330.2130
=-1.221

Current CPI (Mar. 2026) = 330.2130.

CPI Card Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 -8.239 241.018 -11.288
201609 -8.044 241.428 -11.002
201612 -8.605 241.432 -11.769
201703 -9.163 243.801 -12.411
201706 -9.508 244.955 -12.817
201709 -9.485 246.819 -12.690
201712 -10.739 246.524 -14.385
201803 -11.084 249.554 -14.666
201806 -12.568 251.989 -16.469
201809 -12.754 252.439 -16.683
201812 -13.403 251.233 -17.616
201903 -13.661 254.202 -17.746
201906 -13.317 256.143 -17.168
201909 -13.377 256.759 -17.204
201912 -13.747 256.974 -17.665
202003 -13.356 258.115 -17.087
202006 -13.344 257.797 -17.092
202009 -12.945 260.280 -16.423
202012 -12.292 260.474 -15.583
202103 -12.073 264.877 -15.051
202106 -11.503 271.696 -13.980
202109 -10.902 274.310 -13.124
202112 -10.753 278.802 -12.736
202203 -10.134 287.504 -11.639
202206 -9.497 296.311 -10.584
202209 -8.350 296.808 -9.290
202212 -7.206 296.797 -8.017
202303 -6.191 301.836 -6.773
202306 -5.509 305.109 -5.962
202309 -4.952 307.789 -5.313
202312 -4.537 306.746 -4.884
202403 -4.253 312.332 -4.496
202406 -3.983 314.175 -4.186
202409 -3.835 315.301 -4.016
202412 -3.169 315.605 -3.316
202503 -2.634 319.799 -2.720
202506 -2.561 322.561 -2.622
202509 -2.253 324.800 -2.291
202512 -1.513 324.054 -1.542
202603 -1.221 330.213 -1.221

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is CPI Card Group (PMTS) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued. The current stock price of $19.54 is trading 22% below its estimated GF Value™ of $25.04. GuruFocus considers CPI Card Group to be Modestly Undervalued.

Key valuation signals for PMTS:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: $25.04 vs. price of $19.54 (22% below fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges CPB1:Germany
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score

Get the complete analysis for PMTS

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.54
Price
$25.04
GF Value