PMTS (CPI Card Group) ROE % Adjusted to Book Value: Negative Equity% (As of Mar. 2026)


PMTS CPI Card Group Inc PMTS
72 GF Score
Price $20.13
GF Value $24.98
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CPI Card Group ROE % Adjusted to Book Value?

CPI Card Group PMTS +5.00% 72 ROE % Adjusted to Book Value is Negative Equity% as of Mar. 2026. GuruFocus rates PMTS with a GF Score™ of 72/100 and a GF Value™ of $24.98 (Modestly Undervalued). The stock has 4 warning signs investors should review.

CPI Card Group's ROE % for the quarter that ended in Mar. 2026 was Negative Equity. CPI Card Group's PB Ratio for the quarter that ended in Mar. 2026 was N/A. CPI Card Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was Negative Equity.


CPI Card Group ROE % Adjusted to Book Value Related Terms


CPI Card Group ROE % Adjusted to Book Value Historical Data

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The historical data trend for CPI Card Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group ROE % Adjusted to Book Value Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only Negative Equity Negative Equity Negative Equity Negative Equity Negative Equity

CPI Card Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Negative Equity Negative Equity Negative Equity Negative Equity Negative Equity

PMTS vs XYF, ANTA, FOA: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, CPI Card Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where CPI Card Group's ROE % Adjusted to Book Value falls into.


PMTS
72GF Score
CPI Card Group Inc PMTS
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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CPI Card Group ROE % Adjusted to Book Value Calculation

CPI Card Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=Negative Equity / N/A
=Negative Equity

CPI Card Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=Negative Equity / N/A
=Negative Equity

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of Negative Equity% mean?
CPI Card Group (PMTS) has a ROE % Adjusted to Book Value of Negative Equity% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CPI Card Group and its competitors.
Is CPI Card Group's ROE % Adjusted to Book Value too high?
CPI Card Group's current ROE % Adjusted to Book Value is Negative Equity%. Overall, CPI Card Group has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's ROE % Adjusted to Book Value compare to XYF and ANTA?
CPI Card Group's ROE % Adjusted to Book Value of Negative Equity% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CPI Card Group and its competitors. CPI Card Group's current ROE % Adjusted to Book Value is Negative Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.98, compared to a current price of $20.13 — trading 19.4% below its estimated fair value. The current ROE % Adjusted to Book Value is Negative Equity%. CPI Card Group's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For CPI Card Group (PMTS), the current ROE % Adjusted to Book Value is Negative Equity% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI Card Group (PMTS) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued. The current stock price of $20.13 is trading 19.4% below its estimated GF Value™ of $24.98. GuruFocus considers CPI Card Group to be Modestly Undervalued.

Key valuation signals for PMTS:

  • ROE % Adjusted to Book Value: Negative Equity%
  • GF Value™: $24.98 vs. price of $20.13 (19.4% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges CPB1:Germany
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score

Get the complete analysis for PMTS

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.13
Price
$24.98
GF Value