PMTS (CPI Card Group) Asset Turnover: 0.37 (As of Mar. 2026)


PMTS CPI Card Group Inc PMTS
72 GF Score
Price $19.57
GF Value $24.97
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CPI Card Group Asset Turnover?

CPI Card Group PMTS +3.65% 72 Asset Turnover is 0.37 as of Mar. 2026. GuruFocus rates PMTS with a GF Score™ of 72/100 and a GF Value™ of $24.97 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. CPI Card Group's Revenue for the three months ended in Mar. 2026 was $147.1 Mil. CPI Card Group's Total Assets for the quarter that ended in Mar. 2026 was $394.8 Mil. Therefore, CPI Card Group's Asset Turnover for the quarter that ended in Mar. 2026 was 0.37.

Asset Turnover is linked to ROE % through Du Pont Formula. CPI Card Group's annualized ROE % for the quarter that ended in Mar. 2026 was -52.48%. It is also linked to ROA % through Du Pont Formula. CPI Card Group's annualized ROA % for the quarter that ended in Mar. 2026 was 2.08%.


CPI Card Group  (NAS:PMTS) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

CPI Card Group's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=8.224/-15.6715
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(8.224 / 588.432)*(588.432 / 394.8225)*(394.8225/ -15.6715)
=Net Margin %*Asset Turnover*Equity Multiplier
=1.4 %*1.4904*-25.1937
=ROA %*Equity Multiplier
=2.08 %*-25.1937
=-52.48 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

CPI Card Group's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=8.224/394.8225
=(Net Income / Revenue)*(Revenue / Total Assets)
=(8.224 / 588.432)*(588.432 / 394.8225)
=Net Margin %*Asset Turnover
=1.4 %*1.4904
=2.08 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


CPI Card Group Asset Turnover Related Terms


CPI Card Group Asset Turnover Historical Data

* Premium members only.

The historical data trend for CPI Card Group's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group Asset Turnover Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.40 1.69 1.51 1.49 1.44

CPI Card Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.35 0.34 0.38 0.37

PMTS vs XYF, ANTA, FOA: Asset Turnover Comparison

For the Credit Services subindustry, CPI Card Group's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group Asset Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Asset Turnover distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Asset Turnover falls into.


PMTS
72GF Score
CPI Card Group Inc PMTS
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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CPI Card Group Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

CPI Card Group's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=543.534/( (349.657+403.191)/ 2 )
=543.534/376.424
=1.44

CPI Card Group's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=147.108/( (403.191+386.454)/ 2 )
=147.108/394.8225
=0.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.37 mean?
CPI Card Group (PMTS) has a Asset Turnover of 0.37 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on CPI Card Group and its competitors.
Is CPI Card Group's Asset Turnover too high?
CPI Card Group's current Asset Turnover is 0.37. Overall, CPI Card Group has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's Asset Turnover compare to XYF and ANTA?
CPI Card Group's Asset Turnover of 0.37 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Credit Services company?
A good Asset Turnover depends on the Credit Services industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on CPI Card Group and its competitors. CPI Card Group's current Asset Turnover is 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.97, compared to a current price of $19.57 — trading 21.6% below its estimated fair value. The current Asset Turnover is 0.37. CPI Card Group's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For CPI Card Group (PMTS), the current Asset Turnover is 0.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI Card Group (PMTS) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued. The current stock price of $19.57 is trading 21.6% below its estimated GF Value™ of $24.97. GuruFocus considers CPI Card Group to be Modestly Undervalued.

Key valuation signals for PMTS:

  • Asset Turnover: 0.37
  • GF Value™: $24.97 vs. price of $19.57 (21.6% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges CPB1:Germany
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score

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Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.57
Price
$24.97
GF Value