PMTS (CPI Card Group) Receivables Turnover: 1.59 (As of Mar. 2026)


PMTS CPI Card Group Inc PMTS
72 GF Score
Price $18.73
GF Value $25.02
Valuation Modestly Undervalued
! 5 Warning Signs
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What is CPI Card Group Receivables Turnover?

CPI Card Group PMTS -2.55% 72 Receivables Turnover is 1.59 as of Mar. 2026. GuruFocus rates PMTS with a GF Score™ of 72/100 and a GF Value™ of $25.02 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 296 Credit Services companies, CPI Card Group ranks worse than 55.41% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. CPI Card Group's Revenue for the three months ended in Mar. 2026 was $147.1 Mil. CPI Card Group's average Accounts Receivable for the three months ended in Mar. 2026 was $92.3 Mil. Hence, CPI Card Group's Receivables Turnover for the three months ended in Mar. 2026 was 1.59.


CPI Card Group  (NAS:PMTS) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


CPI Card Group Receivables Turnover Related Terms


CPI Card Group Receivables Turnover Historical Data

* Premium members only.

The historical data trend for CPI Card Group's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group Receivables Turnover Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.95 8.00 6.44 6.51 6.23

CPI Card Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.69 1.68 1.54 1.64 1.59

PMTS vs MFIN, CPSS, FOA: Receivables Turnover Comparison

For the Credit Services subindustry, CPI Card Group's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group Receivables Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Receivables Turnover falls into.


PMTS
72GF Score
CPI Card Group Inc PMTS
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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CPI Card Group Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

CPI Card Group's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=543.534 / ((78.464 + 95.902) / 2 )
=543.534 / 87.183
=6.23

CPI Card Group's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=147.108 / ((95.902 + 88.681) / 2 )
=147.108 / 92.2915
=1.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 1.59 mean?
CPI Card Group (PMTS) has a Receivables Turnover of 1.59 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on CPI Card Group and its competitors. According to the industry distribution chart, CPI Card Group ranks #164 out of 296 companies in the Credit Services industry, placing it in the top 55.4%.
Is CPI Card Group's Receivables Turnover too high?
CPI Card Group's current Receivables Turnover is 1.59. The Credit Services industry median Receivables Turnover is 8.86. CPI Card Group's value of 1.59 is 82.1% below this industry median. Based on the distribution chart, CPI Card Group ranks #164 out of 296 companies in the Credit Services industry, which is below the industry midpoint. Overall, CPI Card Group has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's Receivables Turnover compare to MFIN and CPSS?
According to the Credit Services industry distribution chart, CPI Card Group ranks #164 out of 296 companies for Receivables Turnover. This places CPI Card Group in the lower half of its industry. The industry median Receivables Turnover is 8.86. CPI Card Group's value of 1.59 is 82.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.86, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CPI Card Group's current Receivables Turnover of 1.59 is 82.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on CPI Card Group and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CPI Card Group's current Receivables Turnover is 1.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Undervalued. The stock's GF Value™ is $25.02, compared to a current price of $18.73 — trading 25.1% below its estimated fair value. The current Receivables Turnover is 1.59 and 82.1% below the Credit Services industry median of 8.86. CPI Card Group's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For CPI Card Group (PMTS), the current Receivables Turnover is 1.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI Card Group (PMTS) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued. The current stock price of $18.73 is trading 25.1% below its estimated GF Value™ of $25.02. GuruFocus considers CPI Card Group to be Modestly Undervalued.

Key valuation signals for PMTS:

  • Receivables Turnover: 1.59
  • GF Value™: $25.02 vs. price of $18.73 (25.1% below fair value)
  • GF Score™: 72/100 with 5 warning signs
  • Industry Position: 82.1% below the Credit Services median (#164 of 296)

No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges CPB1:Germany
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.73
Price
$25.02
GF Value