CPI Card GroupPMTS +2.46%72 Forward PE Ratio is 10.06 as of Jul. 12, 2026. GuruFocus rates PMTS with a GF Score™ of 72/100 and a GF Value™ of $25.04 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 187 Credit Services companies, CPI Card Group ranks better than 50.27% on this metric.
CPI Card Group (NAS:PMTS) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
CPI Card Group Forward PE Ratio Related Terms
CPI Card Group Forward PE Ratio Historical Data
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The historical data trend for CPI Card Group's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CPI Card Group Forward PE Ratio Chart
CPI Card Group Annual Data
Trend
2024-12
2025-12
Forward PE Ratio
11.30
6.55
CPI Card Group Quarterly Data
2017-03
2017-06
2017-09
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
12.30
8.18
7.96
6.34
8.91
7.23
11.30
9.09
9.33
5.16
6.55
7.21
PMTS vs MFIN, CPSS, FOA: Forward PE Ratio Comparison
For the Credit Services subindustry, CPI Card Group's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CPI Card Group Forward PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CPI Card Group's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where CPI Card Group's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
CPI Card Group (PMTS) has a Forward PE Ratio of 10.06 as of Jul. 12, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on CPI Card Group and its competitors. According to the industry distribution chart, CPI Card Group ranks #93 out of 187 companies in the Credit Services industry, placing it in the top 49.7%.
Is CPI Card Group's Forward PE Ratio too high?
CPI Card Group's current Forward PE Ratio is 10.06. The Credit Services industry median Forward PE Ratio is 10.05. CPI Card Group's value of 10.06 is 0.1% above this industry median. Based on the distribution chart, CPI Card Group ranks #93 out of 187 companies in the Credit Services industry, which is above the industry midpoint. Overall, CPI Card Group has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's Forward PE Ratio compare to MFIN and CPSS?
According to the Credit Services industry distribution chart, CPI Card Group ranks #93 out of 187 companies for Forward PE Ratio. This puts CPI Card Group in the upper half of its industry. The industry median Forward PE Ratio is 10.05. CPI Card Group's value of 10.06 is 0.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Credit Services company?
The median Forward PE Ratio among Credit Services companies is 10.05, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CPI Card Group's current Forward PE Ratio of 10.06 is 0.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on CPI Card Group and its competitors. For the Credit Services industry, the median Forward PE Ratio is 10.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CPI Card Group's current Forward PE Ratio is 10.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Undervalued. The stock's GF Value™ is $25.04, compared to a current price of $19.54 — trading 22% below its estimated fair value. The current Forward PE Ratio is 10.06 and 0.1% above the Credit Services industry median of 10.05. CPI Card Group's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For CPI Card Group (PMTS), the current Forward PE Ratio is 10.06 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CPI Card Group (PMTS) Overvalued in 2026?
Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued.
The current stock price of $19.54 is trading 22% below its estimated GF Value™ of $25.04.
GuruFocus considers CPI Card Group to be Modestly Undervalued.
Key valuation signals for PMTS:
Forward PE Ratio: 10.06
GF Value™: $25.04 vs. price of $19.54 (22% below fair value)
Industry Position: 0.1% above the Credit Services median (#93 of 187)
No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score
Get the complete analysis for PMTS
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