PMTS (CPI Card Group) Days Inventory: 61.03 (As of Mar. 2026) — 16% Above Median


PMTS CPI Card Group Inc PMTS
72 GF Score
Price $20.13
GF Value $24.98
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CPI Card Group Days Inventory?

CPI Card Group PMTS +5.00% 72 Days Inventory is 61.03 as of Mar. 2026, which is 16% above its 10-year median of 52.67. GuruFocus rates PMTS with a GF Score™ of 72/100 and a GF Value™ of $24.98 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 99 Credit Services companies, CPI Card Group ranks worse than 55.56% on this metric.

Days Inventory is also known as Days Sales of Inventory (DSI). CPI Card Group's Average Total Inventories for the three months ended in Mar. 2026 was $68.9 Mil. CPI Card Group's Cost of Goods Sold for the three months ended in Mar. 2026 was $103.0 Mil. Hence, CPI Card Group's Days Inventory for the three months ended in Mar. 2026 was 61.03.

The historical rank and industry rank for CPI Card Group's Days Inventory or its related term are showing as below:

PMTS' s Days Inventory Range Over the Past 10 Years
Min: 24.33   Med: 52.67   Max: 87.75
Current: 70.71

During the past 13 years, CPI Card Group's highest Days Inventory was 87.75. The lowest was 24.33. And the median was 52.67.

PMTS's Days Inventory is ranked worse than
55.56% of 99 companies
in the Credit Services industry
Industry Median: 52.28 vs PMTS: 70.71

CPI Card Group's Days Inventory declined from Mar. 2025 (82.23) to Mar. 2026 (61.03).

Inventory Turnover measures how fast the company turns over its inventory within a year. CPI Card Group's Inventory Turnover for the three months ended in Mar. 2026 was 1.50.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. CPI Card Group's Inventory-to-Revenue for the three months ended in Mar. 2026 was 0.47.


CPI Card Group  (NAS:PMTS) Days Inventory Explanation

Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:

1. Inventory Turnover measures how fast the company turns over its inventory within a year.

CPI Card Group's Inventory Turnover for the three months ended in Mar. 2026 is calculated as

2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

CPI Card Group's Inventory to Revenue for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.


CPI Card Group Days Inventory Related Terms


CPI Card Group Days Inventory Historical Data

* Premium members only.

The historical data trend for CPI Card Group's Days Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group Days Inventory Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Inventory
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64.67 76.90 87.75 84.50 70.81

CPI Card Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 82.23 81.00 79.51 68.53 61.03

PMTS vs XYF, ANTA, FOA: Days Inventory Comparison

For the Credit Services subindustry, CPI Card Group's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group Days Inventory vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Days Inventory distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Days Inventory falls into.


PMTS
72GF Score
CPI Card Group Inc PMTS
Days Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
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CPI Card Group Days Inventory Calculation

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

CPI Card Group's Days Inventory for the fiscal year that ended in Dec. 2025 is calculated as

Days Inventory (A: Dec. 2025 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (A: Dec. 2024 ) + Total Inventories (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (72.66 + 72.243) / 2 ) / 373.438*365
=72.4515 / 373.438*365
=70.81

CPI Card Group's Days Inventory for the quarter that ended in Mar. 2026 is calculated as:

Days Inventory (Q: Mar. 2026 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (Q: Dec. 2025 ) + Total Inventories (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (72.243 + 65.504) / 2 ) / 102.984*365 / 4
=68.8735 / 102.984*365 / 4
=61.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Inventory →
What does a Days Inventory of 61.03 mean?
CPI Card Group (PMTS) has a Days Inventory of 61.03 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on CPI Card Group and its competitors. This is 16% above median its historical median of 52.67. Over the past decade, CPI Card Group's Days Inventory has ranged from 24.33 to 87.75. According to the industry distribution chart, CPI Card Group ranks #55 out of 99 companies in the Credit Services industry, placing it in the top 55.6%.
Is CPI Card Group's Days Inventory too high?
CPI Card Group's current Days Inventory of 61.03 is 16% above median its 10-year median of 52.67. Over the past 10 years, this metric has ranged from a low of 24.33 to a high of 87.75. The Credit Services industry median Days Inventory is 52.28. CPI Card Group's value of 61.03 is 16.7% above this industry median. Based on the distribution chart, CPI Card Group ranks #55 out of 99 companies in the Credit Services industry, which is below the industry midpoint. Overall, CPI Card Group has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's Days Inventory compare to XYF and ANTA?
According to the Credit Services industry distribution chart, CPI Card Group ranks #55 out of 99 companies for Days Inventory. This places CPI Card Group in the lower half of its industry. The industry median Days Inventory is 52.28. CPI Card Group's value of 61.03 is 16.7% above this benchmark. Historically, CPI Card Group's own Days Inventory has ranged from 24.33 to 87.75 over the past decade. While the company's 10-year median is 52.67 vs. the industry median of 52.28, CPI Card Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 52.28, based on 99 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CPI Card Group's current Days Inventory of 61.03 is 16.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on CPI Card Group and its competitors. For the Credit Services industry, the median Days Inventory is 52.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CPI Card Group's current Days Inventory is 61.03, which is 16% above median its own 10-year median of 52.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.98, compared to a current price of $20.13 — trading 19.4% below its estimated fair value. The current Days Inventory is 61.03, which is 16% above median its 10-year median of 52.67 and 16.7% above the Credit Services industry median of 52.28. CPI Card Group's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For CPI Card Group (PMTS), the current Days Inventory is 61.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI Card Group (PMTS) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued. The current stock price of $20.13 is trading 19.4% below its estimated GF Value™ of $24.98. GuruFocus considers CPI Card Group to be Modestly Undervalued.

Key valuation signals for PMTS:

  • Days Inventory: 61.03 (16% above median its 10-year median of 52.67)
  • GF Value™: $24.98 vs. price of $20.13 (19.4% below fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 16.7% above the Credit Services median (#55 of 99)

No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges CPB1:Germany
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score

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Days Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.13
Price
$24.98
GF Value