PT Bank QNB Indonesia Tbk (ISX:BKSW) Accounts Receivable: Rp0 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BKSW PT Bank QNB Indonesia Tbk ISX:BKSW
52 GF Score
Price Rp52.00
GF Value Rp48.28
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is PT Bank QNB Indonesia Tbk Accounts Receivable?

PT Bank QNB Indonesia Tbk ISX:BKSW -1.89% 52 Accounts Receivable is Rp0 Mil as of Jun. 2026. GuruFocus rates ISX:BKSW with a GF Score™ of 52/100 and a GF Value™ of Rp48.28 (Fairly Valued). The stock has 1 warning sign investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. PT Bank QNB Indonesia Tbk's accounts receivables for the quarter that ended in Jun. 2026 was Rp0 Mil.

Accounts receivable can be measured by Days Sales Outstanding. PT Bank QNB Indonesia Tbk's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. PT Bank QNB Indonesia Tbk's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was Rp-222.98.


PT Bank QNB Indonesia Tbk Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

PT Bank QNB Indonesia Tbk's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/120260*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), PT Bank QNB Indonesia Tbk's accounts receivable are only considered to be worth 75% of book value:

PT Bank QNB Indonesia Tbk's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(1894194+0.75 * 0+0.5 * 0-9733687
-0-0)/35158.048
=-222.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


PT Bank QNB Indonesia Tbk Accounts Receivable Related Terms


PT Bank QNB Indonesia Tbk Accounts Receivable Historical Data

* Premium members only.

The historical data trend for PT Bank QNB Indonesia Tbk's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank QNB Indonesia Tbk Accounts Receivable Chart

PT Bank QNB Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PT Bank QNB Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
ISX:BKSW
52GF Score
PT Bank QNB Indonesia Tbk ISX:BKSW
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank QNB Indonesia Tbk Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of Rp0 Mil mean?
PT Bank QNB Indonesia Tbk (ISX:BKSW) has a Accounts Receivable of Rp0 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on PT Bank QNB Indonesia Tbk and its competitors.
Is PT Bank QNB Indonesia Tbk's Accounts Receivable too high?
PT Bank QNB Indonesia Tbk's current Accounts Receivable is Rp0 Mil. Overall, PT Bank QNB Indonesia Tbk has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank QNB Indonesia Tbk's Accounts Receivable compare to competitors?
PT Bank QNB Indonesia Tbk's Accounts Receivable of Rp0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on PT Bank QNB Indonesia Tbk and its competitors. PT Bank QNB Indonesia Tbk's current Accounts Receivable is Rp0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank QNB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk (ISX:BKSW) is currently considered Fairly Valued. The stock's GF Value™ is Rp48.28, compared to a current price of Rp52.00 — trading 7.7% above its estimated fair value. The current Accounts Receivable is Rp0 Mil. PT Bank QNB Indonesia Tbk's overall GF Score™ is 52/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For PT Bank QNB Indonesia Tbk (ISX:BKSW), the current Accounts Receivable is Rp0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued. The current stock price of Rp52.00 is trading 7.7% above its estimated GF Value™ of Rp48.28. GuruFocus considers PT Bank QNB Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:BKSW:

  • Accounts Receivable: Rp0 Mil
  • GF Value™: Rp48.28 vs. price of Rp52.00 (7.7% above fair value)
  • GF Score™: 52/100 with 1 warning sign

No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank QNB Indonesia Tbk Business Description

Address Jalan Jendral Sudirman Kavling 52-53, Revenue Tower, 8th Floor, District 8, SCBD Lot 13, Jakarta, IDN, 12190
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
52GF Score

Get the complete analysis for ISX:BKSW

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp52.00
Price
Rp48.28
GF Value