PT Bank QNB Indonesia Tbk (ISX:BKSW) FCF Margin %: -615.14% (As of Mar. 2026)


ISX:BKSW PT Bank QNB Indonesia Tbk ISX:BKSW
51 GF Score
Price Rp51.00
GF Value Rp39.49
Valuation Modestly Overvalued
! 2 Warning Signs
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What is PT Bank QNB Indonesia Tbk FCF Margin %?

PT Bank QNB Indonesia Tbk ISX:BKSW 51 FCF Margin % is -615.14% as of Mar. 2026. GuruFocus rates ISX:BKSW with a GF Score™ of 51/100 and a GF Value™ of Rp39.49 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, PT Bank QNB Indonesia Tbk ranks worse than 96.68% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Bank QNB Indonesia Tbk's Free Cash Flow for the three months ended in Mar. 2026 was Rp-698,334 Mil. PT Bank QNB Indonesia Tbk's Revenue for the three months ended in Mar. 2026 was Rp113,525 Mil. Therefore, PT Bank QNB Indonesia Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -615.14%.

As of today, PT Bank QNB Indonesia Tbk's current FCF Yield % is -46.66%.

The historical rank and industry rank for PT Bank QNB Indonesia Tbk's FCF Margin % or its related term are showing as below:

ISX:BKSW' s FCF Margin % Range Over the Past 10 Years
Min: -1120.63   Med: -124.95   Max: 270.52
Current: -196.62


During the past 13 years, the highest FCF Margin % of PT Bank QNB Indonesia Tbk was 270.52%. The lowest was -1120.63%. And the median was -124.95%.

ISX:BKSW's FCF Margin % is ranked worse than
96.68% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs ISX:BKSW: -196.62


PT Bank QNB Indonesia Tbk FCF Margin % Related Terms


PT Bank QNB Indonesia Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank QNB Indonesia Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank QNB Indonesia Tbk FCF Margin % Chart

PT Bank QNB Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -128.67 -269.06 80.60 270.52 -123.07

PT Bank QNB Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -326.77 -275.65 527.82 -467.91 -615.14

PT Bank QNB Indonesia Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank QNB Indonesia Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank QNB Indonesia Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank QNB Indonesia Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank QNB Indonesia Tbk's FCF Margin % falls into.


ISX:BKSW
51GF Score
PT Bank QNB Indonesia Tbk ISX:BKSW
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank QNB Indonesia Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Bank QNB Indonesia Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-532366/432575
=-123.07 %

PT Bank QNB Indonesia Tbk's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-698334/113525
=-615.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -615.14% mean?
PT Bank QNB Indonesia Tbk (ISX:BKSW) has a FCF Margin % of -615.14% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank QNB Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank QNB Indonesia Tbk ranks #1454 out of 1504 companies in the Banks industry, placing it in the top 96.7%.
Is PT Bank QNB Indonesia Tbk's FCF Margin % too high?
PT Bank QNB Indonesia Tbk's current FCF Margin % is -615.14%. Based on the distribution chart, PT Bank QNB Indonesia Tbk ranks #1454 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank QNB Indonesia Tbk has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank QNB Indonesia Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank QNB Indonesia Tbk ranks #1454 out of 1504 companies for FCF Margin %. This places PT Bank QNB Indonesia Tbk in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank QNB Indonesia Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank QNB Indonesia Tbk's current FCF Margin % is -615.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank QNB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk (ISX:BKSW) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp39.49, compared to a current price of Rp51.00 — trading 29.1% above its estimated fair value. The current FCF Margin % is -615.14%. PT Bank QNB Indonesia Tbk's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank QNB Indonesia Tbk (ISX:BKSW), the current FCF Margin % is -615.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued. The current stock price of Rp51.00 is trading 29.1% above its estimated GF Value™ of Rp39.49. GuruFocus considers PT Bank QNB Indonesia Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BKSW:

  • FCF Margin %: -615.14%
  • GF Value™: Rp39.49 vs. price of Rp51.00 (29.1% above fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank QNB Indonesia Tbk Business Description

Address Jalan Jendral Sudirman Kavling 52-53, Revenue Tower, 8th Floor, District 8, SCBD Lot 13, Jakarta, IDN, 12190
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
51GF Score

Get the complete analysis for ISX:BKSW

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp51.00
Price
Rp39.49
GF Value