PT Bank QNB Indonesia TbkISX:BKSW 48 PS Ratio is 4.21 as of Jul. 02, 2026, which is 10% above its 10-year median of 3.83. GuruFocus rates ISX:BKSW with a GF Score™ of 48/100 and a GF Value™ of Rp39.32 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,517 Banks companies, PT Bank QNB Indonesia Tbk ranks worse than 74.62% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PT Bank QNB Indonesia Tbk's share price is Rp51.00.
PT Bank QNB Indonesia Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was Rp12.10. Hence, PT Bank QNB Indonesia Tbk's PS Ratio for today is 4.21.
The historical rank and industry rank for PT Bank QNB Indonesia Tbk's PS Ratio or its related term are showing as below:
ISX:BKSW'
s PS Ratio Range Over the Past 10 Years
Min: 1.08 Med: 3.83 Max: 15.93
Current: 4.21
During the past 13 years, PT Bank QNB Indonesia Tbk's highest PS Ratio was 15.93. The lowest was 1.08. And the median was 3.83.
ISX:BKSW's PS Ratio is ranked worse than 74.62% of 1517
companies
in the Banks industry
Industry Median: 3
vs ISX:BKSW: 4.21
PT Bank QNB Indonesia Tbk revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of PT Bank QNB Indonesia Tbk was -18.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -34.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -16.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -18.10% per year.
During the past 13 years, PT Bank QNB Indonesia Tbk's highest 3-Year average Revenue per Share Growth Rate was 36.60% per year. The lowest was -36.10% per year. And the median was 1.40% per year.
Back to Basics: PS Ratio
PT Bank QNB Indonesia Tbk (ISX:BKSW) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
PT Bank QNB Indonesia Tbk PS Ratio Related Terms
PT Bank QNB Indonesia Tbk PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank QNB Indonesia Tbk PS Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank QNB Indonesia Tbk's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank QNB Indonesia Tbk PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank QNB Indonesia Tbk's PS Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank QNB Indonesia Tbk's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
PT Bank QNB Indonesia Tbk's Share Price of today is Rp51.00. PT Bank QNB Indonesia Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp12.10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PT Bank QNB Indonesia Tbk (ISX:BKSW) has a PS Ratio of 4.21 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Bank QNB Indonesia Tbk and its competitors. This is 10% above median its historical median of 3.83. Over the past decade, PT Bank QNB Indonesia Tbk's PS Ratio has ranged from 1.08 to 15.93. According to the industry distribution chart, PT Bank QNB Indonesia Tbk ranks #1132 out of 1517 companies in the Banks industry, placing it in the top 74.6%.
Is PT Bank QNB Indonesia Tbk's PS Ratio too high?
PT Bank QNB Indonesia Tbk's current PS Ratio of 4.21 is 10% above median its 10-year median of 3.83. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 15.93. The Banks industry median PS Ratio is 3.00. PT Bank QNB Indonesia Tbk's value of 4.21 is 40.3% above this industry median. Based on the distribution chart, PT Bank QNB Indonesia Tbk ranks #1132 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank QNB Indonesia Tbk has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank QNB Indonesia Tbk's PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank QNB Indonesia Tbk ranks #1132 out of 1517 companies for PS Ratio. This places PT Bank QNB Indonesia Tbk in the lower half of its industry. The industry median PS Ratio is 3.00. PT Bank QNB Indonesia Tbk's value of 4.21 is 40.3% above this benchmark. Historically, PT Bank QNB Indonesia Tbk's own PS Ratio has ranged from 1.08 to 15.93 over the past decade. While the company's 10-year median is 3.83 vs. the industry median of 3.00, PT Bank QNB Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank QNB Indonesia Tbk's current PS Ratio of 4.21 is 40.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT Bank QNB Indonesia Tbk and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank QNB Indonesia Tbk's current PS Ratio is 4.21, which is 10% above median its own 10-year median of 3.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank QNB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk (ISX:BKSW) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp39.32, compared to a current price of Rp51.00 — trading 29.7% above its estimated fair value. The current PS Ratio is 4.21, which is 10% above median its 10-year median of 3.83 and 40.3% above the Banks industry median of 3.00. PT Bank QNB Indonesia Tbk's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PT Bank QNB Indonesia Tbk (ISX:BKSW), the current PS Ratio is 4.21 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp51.00 is trading 29.7% above its estimated GF Value™ of Rp39.32.
GuruFocus considers PT Bank QNB Indonesia Tbk to be Modestly Overvalued.
Key valuation signals for ISX:BKSW:
PS Ratio: 4.21 (10% above median its 10-year median of 3.83)
GF Value™: Rp39.32 vs. price of Rp51.00 (29.7% above fair value)
Industry Position: 40.3% above the Banks median (#1132 of 1517)
No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
48GF Score
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