PT Bank QNB Indonesia Tbk (ISX:BKSW) Pre-Tax Income: Rp72,643 Mil (TTM As of Jun. 2026)

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ISX:BKSW PT Bank QNB Indonesia Tbk ISX:BKSW
50 GF Score
Price Rp55.00
GF Value Rp47.63
Valuation Modestly Overvalued
! 1 Warning Sign
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What is PT Bank QNB Indonesia Tbk Pre-Tax Income?

PT Bank QNB Indonesia Tbk ISX:BKSW 50 Pre-Tax Income is Rp72,643 Mil as of Jun. 2026. GuruFocus rates ISX:BKSW with a GF Score™ of 50/100 and a GF Value™ of Rp47.63 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Pretax income is the income that a company earns before paying income taxes. PT Bank QNB Indonesia Tbk's pretax income for the three months ended in Jun. 2026 was Rp24,976 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was Rp72,643 Mil. PT Bank QNB Indonesia Tbk's pretax margin was 20.77%.

During the past 13 years, PT Bank QNB Indonesia Tbk's highest Pretax Margin was 16.19%. The lowest was -256.90%. And the median was -27.34%.


PT Bank QNB Indonesia Tbk  (ISX:BKSW) Pre-Tax Income Explanation

PT Bank QNB Indonesia Tbk's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=24976/120260
=20.77%

During the past 13 years, PT Bank QNB Indonesia Tbk's highest Pretax Margin was 16.19%. The lowest was -256.90%. And the median was -27.34%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Bank QNB Indonesia Tbk Pre-Tax Income Related Terms


PT Bank QNB Indonesia Tbk Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for PT Bank QNB Indonesia Tbk's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank QNB Indonesia Tbk Pre-Tax Income Chart

PT Bank QNB Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,483,995.00 -400,732.00 69,249.00 86,410.00 50,845.00

PT Bank QNB Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11,451.00 9,989.00 17,935.00 19,743.00 24,976.00

PT Bank QNB Indonesia Tbk Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, PT Bank QNB Indonesia Tbk's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank QNB Indonesia Tbk Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank QNB Indonesia Tbk's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where PT Bank QNB Indonesia Tbk's Pre-Tax Income falls into.


ISX:BKSW
50GF Score
PT Bank QNB Indonesia Tbk ISX:BKSW
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank QNB Indonesia Tbk Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

PT Bank QNB Indonesia Tbk's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+50845
=50,845

PT Bank QNB Indonesia Tbk's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+24976
=24,976

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp72,643 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of Rp72,643 Mil mean?
PT Bank QNB Indonesia Tbk (ISX:BKSW) has a Pre-Tax Income of Rp72,643 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on PT Bank QNB Indonesia Tbk and its competitors.
Is PT Bank QNB Indonesia Tbk's Pre-Tax Income too high?
PT Bank QNB Indonesia Tbk's current Pre-Tax Income is Rp72,643 Mil. Overall, PT Bank QNB Indonesia Tbk has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank QNB Indonesia Tbk's Pre-Tax Income compare to competitors?
PT Bank QNB Indonesia Tbk's Pre-Tax Income of Rp72,643 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on PT Bank QNB Indonesia Tbk and its competitors. PT Bank QNB Indonesia Tbk's current Pre-Tax Income is Rp72,643 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank QNB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk (ISX:BKSW) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp47.63, compared to a current price of Rp55.00 — trading 15.5% above its estimated fair value. The current Pre-Tax Income is Rp72,643 Mil. PT Bank QNB Indonesia Tbk's overall GF Score™ is 50/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For PT Bank QNB Indonesia Tbk (ISX:BKSW), the current Pre-Tax Income is Rp72,643 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued. The current stock price of Rp55.00 is trading 15.5% above its estimated GF Value™ of Rp47.63. GuruFocus considers PT Bank QNB Indonesia Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BKSW:

  • Pre-Tax Income: Rp72,643 Mil
  • GF Value™: Rp47.63 vs. price of Rp55.00 (15.5% above fair value)
  • GF Score™: 50/100 with 1 warning sign

No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank QNB Indonesia Tbk Business Description

Address Jalan Jendral Sudirman Kavling 52-53, Revenue Tower, 8th Floor, District 8, SCBD Lot 13, Jakarta, IDN, 12190
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
50GF Score

Get the complete analysis for ISX:BKSW

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp55.00
Price
Rp47.63
GF Value