PT Bank QNB Indonesia Tbk (ISX:BKSW) Risk Assessment


ISX:BKSW PT Bank QNB Indonesia Tbk ISX:BKSW
48 GF Score
Price Rp51.00
GF Value Rp39.11
Valuation Modestly Overvalued
! 2 Warning Signs
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What is PT Bank QNB Indonesia Tbk Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of PT Bank QNB Indonesia Tbk is: High Risk: High uncertainty with risk-return tradeoff.

PT Bank QNB Indonesia Tbk  (ISX:BKSW) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

PT Bank QNB Indonesia Tbk Risk Assessment Related Terms

PT Bank QNB Indonesia Tbk Risk Assessment Competitor Comparison

For the Banks - Regional subindustry, PT Bank QNB Indonesia Tbk's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank QNB Indonesia Tbk Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank QNB Indonesia Tbk's Risk Assessment distribution charts can be found below:

* The bar in red indicates where PT Bank QNB Indonesia Tbk's Risk Assessment falls into.


ISX:BKSW
48GF Score
PT Bank QNB Indonesia Tbk ISX:BKSW
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued. The current stock price of Rp51.00 is trading 30.4% above its estimated GF Value™ of Rp39.11. GuruFocus considers PT Bank QNB Indonesia Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BKSW:

  • Risk Assessment:
  • GF Value™: Rp39.11 vs. price of Rp51.00 (30.4% above fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank QNB Indonesia Tbk Business Description

Address Jalan Jendral Sudirman Kavling 52-53, Revenue Tower, 8th Floor, District 8, SCBD Lot 13, Jakarta, IDN, 12190
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
48GF Score

Get the complete analysis for ISX:BKSW

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp51.00
Price
Rp39.11
GF Value