PT Bank QNB Indonesia Tbk (ISX:BKSW) ROE % Adjusted to Book Value: 3.05% (As of Mar. 2026)


ISX:BKSW PT Bank QNB Indonesia Tbk ISX:BKSW
49 GF Score
Price Rp51.00
GF Value Rp39.46
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is PT Bank QNB Indonesia Tbk ROE % Adjusted to Book Value?

PT Bank QNB Indonesia Tbk ISX:BKSW 49 ROE % Adjusted to Book Value is 3.05% as of Mar. 2026. GuruFocus rates ISX:BKSW with a GF Score™ of 49/100 and a GF Value™ of Rp39.46 (Modestly Overvalued). The stock has 2 warning signs investors should review.

PT Bank QNB Indonesia Tbk's ROE % for the quarter that ended in Mar. 2026 was 1.31%. PT Bank QNB Indonesia Tbk's PB Ratio for the quarter that ended in Mar. 2026 was 0.43. PT Bank QNB Indonesia Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 3.05%.


PT Bank QNB Indonesia Tbk ROE % Adjusted to Book Value Related Terms


PT Bank QNB Indonesia Tbk ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for PT Bank QNB Indonesia Tbk's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank QNB Indonesia Tbk ROE % Adjusted to Book Value Chart

PT Bank QNB Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -40.00 -20.51 2.43 2.23 -2.13

PT Bank QNB Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.53 -0.16 0.65 -11.04 3.05

PT Bank QNB Indonesia Tbk ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, PT Bank QNB Indonesia Tbk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank QNB Indonesia Tbk ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank QNB Indonesia Tbk's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PT Bank QNB Indonesia Tbk's ROE % Adjusted to Book Value falls into.


ISX:BKSW
49GF Score
PT Bank QNB Indonesia Tbk ISX:BKSW
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank QNB Indonesia Tbk ROE % Adjusted to Book Value Calculation

PT Bank QNB Indonesia Tbk's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-1.02% / 0.48
=-2.13%

PT Bank QNB Indonesia Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.31% / 0.43
=3.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 3.05% mean?
PT Bank QNB Indonesia Tbk (ISX:BKSW) has a ROE % Adjusted to Book Value of 3.05% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank QNB Indonesia Tbk and its competitors.
Is PT Bank QNB Indonesia Tbk's ROE % Adjusted to Book Value too high?
PT Bank QNB Indonesia Tbk's current ROE % Adjusted to Book Value is 3.05%. Overall, PT Bank QNB Indonesia Tbk has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank QNB Indonesia Tbk's ROE % Adjusted to Book Value compare to competitors?
PT Bank QNB Indonesia Tbk's ROE % Adjusted to Book Value of 3.05% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank QNB Indonesia Tbk and its competitors. PT Bank QNB Indonesia Tbk's current ROE % Adjusted to Book Value is 3.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank QNB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk (ISX:BKSW) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp39.46, compared to a current price of Rp51.00 — trading 29.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 3.05%. PT Bank QNB Indonesia Tbk's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PT Bank QNB Indonesia Tbk (ISX:BKSW), the current ROE % Adjusted to Book Value is 3.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued. The current stock price of Rp51.00 is trading 29.2% above its estimated GF Value™ of Rp39.46. GuruFocus considers PT Bank QNB Indonesia Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BKSW:

  • ROE % Adjusted to Book Value: 3.05%
  • GF Value™: Rp39.46 vs. price of Rp51.00 (29.2% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank QNB Indonesia Tbk Business Description

Address Jalan Jendral Sudirman Kavling 52-53, Revenue Tower, 8th Floor, District 8, SCBD Lot 13, Jakarta, IDN, 12190
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
49GF Score

Get the complete analysis for ISX:BKSW

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp51.00
Price
Rp39.46
GF Value