Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank QNB Indonesia Tbk OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank QNB Indonesia Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank QNB Indonesia Tbk OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank QNB Indonesia Tbk's OCF Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank QNB Indonesia Tbk's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank QNB Indonesia Tbk (ISX:BKSW) has a OCF Margin % of 1,320.22% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank QNB Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank QNB Indonesia Tbk ranks #70 out of 1499 companies in the Banks industry, placing it in the top 4.7%.
Is PT Bank QNB Indonesia Tbk's OCF Margin % too high?
PT Bank QNB Indonesia Tbk's current OCF Margin % is 1,320.22%. The Banks industry median OCF Margin % is 29.70. PT Bank QNB Indonesia Tbk's value of 1,320.22% is 4345.2% above this industry median. Based on the distribution chart, PT Bank QNB Indonesia Tbk ranks #70 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank QNB Indonesia Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank QNB Indonesia Tbk's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank QNB Indonesia Tbk ranks #70 out of 1499 companies for OCF Margin %. This places PT Bank QNB Indonesia Tbk in the top 5% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.70. PT Bank QNB Indonesia Tbk's value of 1,320.22% is 4345.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.70, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank QNB Indonesia Tbk's current OCF Margin % of 1,320.22% is 4345.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank QNB Indonesia Tbk and its competitors. For the Banks industry, the median OCF Margin % is 29.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank QNB Indonesia Tbk's current OCF Margin % is 1,320.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank QNB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk (ISX:BKSW) is currently considered Fairly Valued. The stock's GF Value™ is Rp48.31, compared to a current price of Rp53.00 — trading 9.7% above its estimated fair value. The current OCF Margin % is 1,320.22% and 4345.2% above the Banks industry median of 29.70. PT Bank QNB Indonesia Tbk's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Bank QNB Indonesia Tbk (ISX:BKSW), the current OCF Margin % is 1,320.22% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp53.00 is trading 9.7% above its estimated GF Value™ of Rp48.31.
GuruFocus considers PT Bank QNB Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:BKSW:
OCF Margin %: 1,320.22%
GF Value™: Rp48.31 vs. price of Rp53.00 (9.7% above fair value)
Industry Position: 4345.2% above the Banks median (#70 of 1499)
No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
55GF Score
Get the complete analysis for ISX:BKSW
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:BKSW has been successfully added to your 
