PT Bank QNB Indonesia Tbk (ISX:BKSW) Net Loan: Rp9,639,974 Mil (As of Mar. 2026)

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ISX:BKSW PT Bank QNB Indonesia Tbk ISX:BKSW
49 GF Score
Price Rp52.00
GF Value Rp38.97
Valuation Significantly Overvalued
! 2 Warning Signs
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What is PT Bank QNB Indonesia Tbk Net Loan?

PT Bank QNB Indonesia Tbk ISX:BKSW 49 Net Loan is Rp9,639,974 Mil as of Mar. 2026. GuruFocus rates ISX:BKSW with a GF Score™ of 49/100 and a GF Value™ of Rp38.97 (Significantly Overvalued). The stock has 2 warning signs investors should review.

PT Bank QNB Indonesia Tbk's quarterly net loan increased from Sep. 2025 (Rp7,943,456 Mil) to Dec. 2025 (Rp9,403,227 Mil) and increased from Dec. 2025 (Rp9,403,227 Mil) to Mar. 2026 (Rp9,639,974 Mil).

PT Bank QNB Indonesia Tbk's annual net loan increased from Dec. 2023 (Rp5,449,285 Mil) to Dec. 2024 (Rp9,403,227 Mil) and increased from Dec. 2024 (Rp9,403,227 Mil) to Dec. 2025 (Rp9,639,974 Mil).

PT Bank QNB Indonesia Tbk Net Loan Historical Data

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The historical data trend for PT Bank QNB Indonesia Tbk's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank QNB Indonesia Tbk Net Loan Chart

PT Bank QNB Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,615,446.00 9,256,123.00 5,449,285.00 7,965,727.00 9,403,227.00

PT Bank QNB Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,683,403.00 7,549,389.00 7,943,456.00 9,403,227.00 9,639,974.00
ISX:BKSW
49GF Score
PT Bank QNB Indonesia Tbk ISX:BKSW
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank QNB Indonesia Tbk Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of Rp9,639,974 Mil mean?
PT Bank QNB Indonesia Tbk (ISX:BKSW) has a Net Loan of Rp9,639,974 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank QNB Indonesia Tbk and its competitors.
Is PT Bank QNB Indonesia Tbk's Net Loan too high?
PT Bank QNB Indonesia Tbk's current Net Loan is Rp9,639,974 Mil. Overall, PT Bank QNB Indonesia Tbk has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank QNB Indonesia Tbk's Net Loan compare to competitors?
PT Bank QNB Indonesia Tbk's Net Loan of Rp9,639,974 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank QNB Indonesia Tbk and its competitors. PT Bank QNB Indonesia Tbk's current Net Loan is Rp9,639,974 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank QNB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk (ISX:BKSW) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp38.97, compared to a current price of Rp52.00 — trading 33.4% above its estimated fair value. The current Net Loan is Rp9,639,974 Mil. PT Bank QNB Indonesia Tbk's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank QNB Indonesia Tbk (ISX:BKSW), the current Net Loan is Rp9,639,974 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued. The current stock price of Rp52.00 is trading 33.4% above its estimated GF Value™ of Rp38.97. GuruFocus considers PT Bank QNB Indonesia Tbk to be Significantly Overvalued.

Key valuation signals for ISX:BKSW:

  • Net Loan: Rp9,639,974 Mil
  • GF Value™: Rp38.97 vs. price of Rp52.00 (33.4% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank QNB Indonesia Tbk Business Description

Address Jalan Jendral Sudirman Kavling 52-53, Revenue Tower, 8th Floor, District 8, SCBD Lot 13, Jakarta, IDN, 12190
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
49GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp52.00
Price
Rp38.97
GF Value