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PT Bank QNB Indonesia TbkISX:BKSW 49 3-Year EPS without NRI Growth Rate is 61.60% as of Jun. 2026, which is 538% above its 10-year median of 9.65. GuruFocus rates ISX:BKSW with a GF Score™ of 49/100 and a GF Value™ of Rp47.54 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,407 Banks companies, PT Bank QNB Indonesia Tbk ranks better than 95.88% on this metric.
During the past 12 months, PT Bank QNB Indonesia Tbk's average EPS without NRI Growth Rate was -290.20% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 61.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of PT Bank QNB Indonesia Tbk was 142.30% per year. The lowest was -66.00% per year. And the median was 9.65% per year.
PT Bank QNB Indonesia Tbk (ISX:BKSW) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
PT Bank QNB Indonesia Tbk 3-Year EPS without NRI Growth Rate Related Terms
PT Bank QNB Indonesia Tbk 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, PT Bank QNB Indonesia Tbk's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank QNB Indonesia Tbk 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank QNB Indonesia Tbk's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where PT Bank QNB Indonesia Tbk's 3-Year EPS without NRI Growth Rate falls into.
PT Bank QNB Indonesia Tbk 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 61.60% mean?
PT Bank QNB Indonesia Tbk (ISX:BKSW) has a 3-Year EPS without NRI Growth Rate of 61.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for PT Bank QNB Indonesia Tbk and its competitors. This is 538% above median its historical median of 9.65. According to the industry distribution chart, PT Bank QNB Indonesia Tbk ranks #58 out of 1407 companies in the Banks industry, placing it in the top 4.1%.
Is PT Bank QNB Indonesia Tbk's 3-Year EPS without NRI Growth Rate too high?
PT Bank QNB Indonesia Tbk's current 3-Year EPS without NRI Growth Rate of 61.60% is 538% above median its 10-year median of 9.65. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. PT Bank QNB Indonesia Tbk's value of 61.60% is 721.3% above this industry median. Based on the distribution chart, PT Bank QNB Indonesia Tbk ranks #58 out of 1407 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank QNB Indonesia Tbk has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank QNB Indonesia Tbk's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, PT Bank QNB Indonesia Tbk ranks #58 out of 1407 companies for 3-Year EPS without NRI Growth Rate. This places PT Bank QNB Indonesia Tbk in the top 4% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. PT Bank QNB Indonesia Tbk's value of 61.60% is 721.3% above this benchmark. While the company's 10-year median is 9.65 vs. the industry median of 7.50, PT Bank QNB Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,407 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank QNB Indonesia Tbk's current 3-Year EPS without NRI Growth Rate of 61.60% is 721.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for PT Bank QNB Indonesia Tbk and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank QNB Indonesia Tbk's current 3-Year EPS without NRI Growth Rate is 61.60%, which is 538% above median its own 10-year median of 9.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank QNB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk (ISX:BKSW) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp47.54, compared to a current price of Rp55.00 — trading 15.7% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 61.60%, which is 538% above median its 10-year median of 9.65 and 721.3% above the Banks industry median of 7.50. PT Bank QNB Indonesia Tbk's overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For PT Bank QNB Indonesia Tbk (ISX:BKSW), the current 3-Year EPS without NRI Growth Rate is 61.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp55.00 is trading 15.7% above its estimated GF Value™ of Rp47.54.
GuruFocus considers PT Bank QNB Indonesia Tbk to be Modestly Overvalued.
Key valuation signals for ISX:BKSW:
3-Year EPS without NRI Growth Rate: 61.60% (538% above median its 10-year median of 9.65)
GF Value™: Rp47.54 vs. price of Rp55.00 (15.7% above fair value)
Industry Position: 721.3% above the Banks median (#58 of 1407)
No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
49GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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