PT Bank QNB Indonesia Tbk has the GF Score of 49, which implies that the company
might have
Worst future performance potential, or not enough data.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes PT Bank QNB Indonesia Tbk
might have
Worst future performance potential, or not enough data.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
PT Bank QNB Indonesia Tbk (ISX:BKSW) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
PT Bank QNB Indonesia Tbk GF Score Related Terms
PT Bank QNB Indonesia Tbk GF Score Competitor Comparison
For the Banks - Regional subindustry, PT Bank QNB Indonesia Tbk's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank QNB Indonesia Tbk GF Score vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank QNB Indonesia Tbk's GF Score distribution charts can be found below:
* The bar in red indicates where PT Bank QNB Indonesia Tbk's GF Score falls into.
PT Bank QNB Indonesia Tbk (ISX:BKSW) has a GF Score of 49 as of Jul. 01, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank QNB Indonesia Tbk and its competitors. This is 18% below median its historical median of 60.00. Over the past decade, PT Bank QNB Indonesia Tbk's GF Score has ranged from 40.00 to 84.00.
Is PT Bank QNB Indonesia Tbk's GF Score too high?
PT Bank QNB Indonesia Tbk's current GF Score of 49 is 18% below median its 10-year median of 60.00. Over the past 10 years, this metric has ranged from a low of 40.00 to a high of 84.00. Overall, PT Bank QNB Indonesia Tbk has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank QNB Indonesia Tbk's GF Score compare to competitors?
PT Bank QNB Indonesia Tbk's GF Score of 49 can be compared against companies in the Banks industry. Historically, PT Bank QNB Indonesia Tbk's own GF Score has ranged from 40.00 to 84.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank QNB Indonesia Tbk and its competitors. PT Bank QNB Indonesia Tbk's current GF Score is 49, which is 18% below median its own 10-year median of 60.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank QNB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk (ISX:BKSW) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp39.35, compared to a current price of Rp51.00 — trading 29.6% above its estimated fair value. The current GF Score is 49, which is 18% below median its 10-year median of 60.00. PT Bank QNB Indonesia Tbk's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For PT Bank QNB Indonesia Tbk (ISX:BKSW), the current GF Score is 49 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp51.00 is trading 29.6% above its estimated GF Value™ of Rp39.35.
GuruFocus considers PT Bank QNB Indonesia Tbk to be Modestly Overvalued.
Key valuation signals for ISX:BKSW:
GF Score: 49 (18% below median its 10-year median of 60.00)
GF Value™: Rp39.35 vs. price of Rp51.00 (29.6% above fair value)
No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
49GF Score
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