PT Bank QNB Indonesia Tbk (ISX:BKSW) Moat Score: 0/10 (As of Jun. 30, 2026)


ISX:BKSW PT Bank QNB Indonesia Tbk ISX:BKSW
49 GF Score
Price Rp51.00
GF Value Rp39.46
Valuation Modestly Overvalued
! 2 Warning Signs
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What is PT Bank QNB Indonesia Tbk Moat Score?

PT Bank QNB Indonesia Tbk has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PT Bank QNB Indonesia Tbk has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PT Bank QNB Indonesia Tbk might have No Moat - No discernible moat.

PT Bank QNB Indonesia Tbk  (ISX:BKSW) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PT Bank QNB Indonesia Tbk Moat Score Related Terms

ISX:BKSW
49GF Score
PT Bank QNB Indonesia Tbk ISX:BKSW
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued. The current stock price of Rp51.00 is trading 29.2% above its estimated GF Value™ of Rp39.46. GuruFocus considers PT Bank QNB Indonesia Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BKSW:

  • Moat Score: 0
  • GF Value™: Rp39.46 vs. price of Rp51.00 (29.2% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank QNB Indonesia Tbk Business Description

Address Jalan Jendral Sudirman Kavling 52-53, Revenue Tower, 8th Floor, District 8, SCBD Lot 13, Jakarta, IDN, 12190
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
49GF Score

Get the complete analysis for ISX:BKSW

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp51.00
Price
Rp39.46
GF Value