PT Bank QNB Indonesia Tbk (ISX:BKSW) Cash-to-Debt: (As of Jun. 2026)

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ISX:BKSW PT Bank QNB Indonesia Tbk ISX:BKSW
52 GF Score
Price Rp50.00
GF Value Rp47.17
Valuation Fairly Valued
! 1 Warning Sign
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What is PT Bank QNB Indonesia Tbk Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. PT Bank QNB Indonesia Tbk's cash to debt ratio for the quarter that ended in Jun. 2026 was .

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, PT Bank QNB Indonesia Tbk couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.

The historical rank and industry rank for PT Bank QNB Indonesia Tbk's Cash-to-Debt or its related term are showing as below:

ISX:BKSW' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.88   Med: 16.12   Max: No Debt
Current: 27.75

During the past 13 years, PT Bank QNB Indonesia Tbk's highest Cash to Debt Ratio was No Debt. The lowest was 0.88. And the median was 16.12.

ISX:BKSW's Cash-to-Debt is ranked better than
89.74% of 1491 companies
in the Banks industry
Industry Median: 1.37 vs ISX:BKSW: 27.75

PT Bank QNB Indonesia Tbk  (ISX:BKSW) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

PT Bank QNB Indonesia Tbk Cash-to-Debt Related Terms

PT Bank QNB Indonesia Tbk Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for PT Bank QNB Indonesia Tbk's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Bank QNB Indonesia Tbk Cash-to-Debt Chart

PT Bank QNB Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
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PT Bank QNB Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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PT Bank QNB Indonesia Tbk Cash-to-Debt Competitor Comparison

For the Banks - Regional subindustry, PT Bank QNB Indonesia Tbk's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank QNB Indonesia Tbk Cash-to-Debt vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank QNB Indonesia Tbk's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where PT Bank QNB Indonesia Tbk's Cash-to-Debt falls into.


ISX:BKSW
52GF Score
PT Bank QNB Indonesia Tbk ISX:BKSW
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank QNB Indonesia Tbk Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

PT Bank QNB Indonesia Tbk's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Cash to Debt Ratio= Balance Sheet Cash And Cash Equivalents / Total Debt
= Balance Sheet Cash And Cash Equivalents / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=1484398 / (76779 + 0)
=19.33

PT Bank QNB Indonesia Tbk's Cash to Debt Ratio for the quarter that ended in Jun. 2026 is calculated as:

Cash to Debt Ratio= Balance Sheet Cash And Cash Equivalents / Total Debt
= Balance Sheet Cash And Cash Equivalents / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=1072510 / (905039 + 0)
=1.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is PT Bank QNB Indonesia Tbk (ISX:BKSW) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank QNB Indonesia Tbk stock appears to be overvalued. The current stock price of Rp50.00 is trading 6% above its estimated GF Value™ of Rp47.17. GuruFocus considers PT Bank QNB Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:BKSW:

  • Cash-to-Debt:
  • GF Value™: Rp47.17 vs. price of Rp50.00 (6% above fair value)
  • GF Score™: 52/100 with 1 warning sign

No single metric tells the full story. See the ISX:BKSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank QNB Indonesia Tbk Business Description

Address Jalan Jendral Sudirman Kavling 52-53, Revenue Tower, 8th Floor, District 8, SCBD Lot 13, Jakarta, IDN, 12190
PT Bank QNB Indonesia Tbk is a financial institution engaged in providing personal banking and wholesale banking services, including savings accounts, deposits, demand deposits, term deposits, current accounts, and cash management. It also offers loans and advances, overdrafts, credit facilities, borrowings, and other credit facilities. In addition, it offers services of debit and credit cards, safe deposit boxes, export-import services, fund transfer, and related services. The group operates its business in the lines of Credit, Treasury, and Trade Finance. The majority of the company's revenue comprises interest and dividend income, fees, and commission received from domestic business. The company has divided its operations into several regions: Jakarta, Sumatra, Java, & the East Region.
52GF Score

Get the complete analysis for ISX:BKSW

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp50.00
Price
Rp47.17
GF Value