Union Insurance (TPE:2816) Beginning Cash Position: NT$3,722 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TPE:2816 Union Insurance TPE:2816
79 GF Score
Price NT$33.75
GF Value NT$33.80
Valuation Fairly Valued
! 7 Warning Signs
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What is Union Insurance Beginning Cash Position?

Union Insurance TPE:2816 +0.30% 79 Beginning Cash Position is NT$3,722 Mil as of Dec. 2025. GuruFocus rates TPE:2816 with a GF Score™ of 79/100 and a GF Value™ of NT$33.80 (Fairly Valued). The stock has 7 warning signs investors should review.

Union Insurance's Beginning Cash Position for the quarter that ended in Dec. 2025 was NT$3,722 Mil.

Union Insurance's quarterly Beginning Cash Position increased from Jun. 2025 (NT$3,687 Mil) to Sep. 2025 (NT$5,121 Mil) but then declined from Sep. 2025 (NT$5,121 Mil) to Dec. 2025 (NT$3,722 Mil).

Union Insurance's annual Beginning Cash Position increased from Dec. 2023 (NT$3,067 Mil) to Dec. 2024 (NT$3,479 Mil) but then declined from Dec. 2024 (NT$3,479 Mil) to Dec. 2025 (NT$3,133 Mil).


Union Insurance Beginning Cash Position Related Terms


Union Insurance Beginning Cash Position Historical Data

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The historical data trend for Union Insurance's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Insurance Beginning Cash Position Chart

Union Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,386.54 3,648.23 3,067.29 3,479.19 3,132.84

Union Insurance Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,246.01 3,132.84 3,687.07 5,121.40 3,722.05
TPE:2816
79GF Score
Union Insurance TPE:2816
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Insurance Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of NT$3,722 Mil mean?
Union Insurance (TPE:2816) has a Beginning Cash Position of NT$3,722 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Union Insurance and its competitors.
Is Union Insurance's Beginning Cash Position too high?
Union Insurance's current Beginning Cash Position is NT$3,722 Mil. Overall, Union Insurance has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's Beginning Cash Position compare to BRK.A and AIG?
Union Insurance's Beginning Cash Position of NT$3,722 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for an Insurance company?
A good Beginning Cash Position depends on the Insurance industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Union Insurance and its competitors. Union Insurance's current Beginning Cash Position is NT$3,722 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Fairly Valued. The stock's GF Value™ is NT$33.80, compared to a current price of NT$33.75 — trading 0.1% below its estimated fair value. The current Beginning Cash Position is NT$3,722 Mil. Union Insurance's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current Beginning Cash Position is NT$3,722 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Insurance (TPE:2816) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance stock appears to be undervalued. The current stock price of NT$33.75 is trading 0.1% below its estimated GF Value™ of NT$33.80. GuruFocus considers Union Insurance to be Fairly Valued.

Key valuation signals for TPE:2816:

  • Beginning Cash Position: NT$3,722 Mil
  • GF Value™: NT$33.80 vs. price of NT$33.75 (0.1% below fair value)
  • GF Score™: 79/100 with 7 warning signs

No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Insurance Business Description

Address No. 219, Zhongxiao East Road, 12th Floor, Section 4, Daan District, Taipei, TWN, 10690
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
79GF Score

Get the complete analysis for TPE:2816

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$33.75
Price
NT$33.80
GF Value