Union InsuranceTPE:2816 +0.45%81 FCF Yield % is 7.08 as of Jun. 30, 2026, which is 1% below its 10-year median of 7.17. GuruFocus rates TPE:2816 with a GF Score™ of 81/100 and a GF Value™ of NT$33.47 (Fairly Valued). The stock has 5 warning signs investors should review. Among 508 Insurance companies, Union Insurance ranks better than 50.2% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Union Insurance FCF Yield % Related Terms
Union Insurance FCF Yield % Historical Data
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The historical data trend for Union Insurance's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2816 vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, Union Insurance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Union Insurance's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Insurance (TPE:2816) has a FCF Yield % of 7.08 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Union Insurance and its competitors. This is near median its historical median of 7.17. According to the industry distribution chart, Union Insurance ranks #253 out of 508 companies in the Insurance industry, placing it in the top 49.8%.
Is Union Insurance's FCF Yield % too high?
Union Insurance's current FCF Yield % of 7.08 is near median its 10-year median of 7.17. The Insurance industry median FCF Yield % is 7.07. Union Insurance's value of 7.08 is 0.1% above this industry median. Based on the distribution chart, Union Insurance ranks #253 out of 508 companies in the Insurance industry, which is above the industry midpoint. Overall, Union Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance ranks #253 out of 508 companies for FCF Yield %. This puts Union Insurance in the upper half of its industry. The industry median FCF Yield % is 7.07. Union Insurance's value of 7.08 is 0.1% above this benchmark. While the company's 10-year median is 7.17 vs. the industry median of 7.07, Union Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.07, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Insurance's current FCF Yield % of 7.08 is 0.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Union Insurance and its competitors. For the Insurance industry, the median FCF Yield % is 7.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Insurance's current FCF Yield % is 7.08, which is near median its own 10-year median of 7.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Fairly Valued. The stock's GF Value™ is NT$33.47, compared to a current price of NT$33.90 — trading 1.3% above its estimated fair value. The current FCF Yield % is 7.08, which is near median its 10-year median of 7.17 and 0.1% above the Insurance industry median of 7.07. Union Insurance's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current FCF Yield % is 7.08 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance (TPE:2816) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued.
The current stock price of NT$33.90 is trading 1.3% above its estimated GF Value™ of NT$33.47.
GuruFocus considers Union Insurance to be Fairly Valued.
Key valuation signals for TPE:2816:
FCF Yield %: 7.08 (near median its 10-year median of 7.17)
GF Value™: NT$33.47 vs. price of NT$33.90 (1.3% above fair value)
Industry Position: 0.1% above the Insurance median (#253 of 508)
No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
81GF Score
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