Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Union Insurance's Enterprise Value is NT$4,273 Mil.
Union Insurance's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was NT$1,327 Mil. Therefore, Union Insurance's EV-to-EBIT ratio for today is 3.22.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Union Insurance's Enterprise Value is NT$4,273 Mil.
Union Insurance's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was NT$1,432 Mil. Therefore, Union Insurance's EV-to-EBITDA ratio for today is 2.98.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Union Insurance's Enterprise Value is NT$4,273 Mil.
Union Insurance's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was NT$11,077 Mil. Therefore, Union Insurance's EV-to-Revenue ratio for today is 0.39.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Union Insurance's Enterprise Value is NT$4,273 Mil.
Union Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was NT$526 Mil. Therefore, Union Insurance's EV-to-FCF ratio for today is 8.13.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Union Insurance (TPE:2816) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Union Insurance's current Enterprise Value is NT$4,273 Mil.
Union Insurance's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$1,327 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Union Insurance's current Enterprise Value is NT$4,273 Mil.
Union Insurance's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$1,432 Mil.
Union Insurance's current Enterprise Value is NT$4,273 Mil.
Union Insurance's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$11,077 Mil.
Union Insurance's current Enterprise Value is NT$4,273 Mil.
Union Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$582 Mil.
Union Insurance's current Enterprise Value is NT$4,273 Mil.
Union Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$526 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Insurance Enterprise Value Related Terms
Union Insurance Enterprise Value Historical Data
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The historical data trend for Union Insurance's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2816 vs BRK.A, AIG, HIG: Enterprise Value Comparison
For the Insurance - Diversified subindustry, Union Insurance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Union Insurance's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Union Insurance's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of NT$4,273 Mil mean?
Union Insurance (TPE:2816) has a Enterprise Value of NT$4,273 Mil as of Jul. 02, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Union Insurance and its competitors.
Is Union Insurance's Enterprise Value too high?
Union Insurance's current Enterprise Value is NT$4,273 Mil. Overall, Union Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's Enterprise Value compare to BRK.A and AIG?
Union Insurance's Enterprise Value of NT$4,273 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Union Insurance and its competitors. Union Insurance's current Enterprise Value is NT$4,273 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Fairly Valued. The stock's GF Value™ is NT$33.52, compared to a current price of NT$33.85 — trading 1% above its estimated fair value. The current Enterprise Value is NT$4,273 Mil. Union Insurance's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current Enterprise Value is NT$4,273 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance (TPE:2816) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued.
The current stock price of NT$33.85 is trading 1% above its estimated GF Value™ of NT$33.52.
GuruFocus considers Union Insurance to be Fairly Valued.
Key valuation signals for TPE:2816:
Enterprise Value: NT$4,273 Mil
GF Value™: NT$33.52 vs. price of NT$33.85 (1% above fair value)
No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
81GF Score
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