Union Insurance (TPE:2816) Cyclically Adjusted Revenue per Share: NT$45.15 (As of Dec. 2025)

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TPE:2816 Union Insurance TPE:2816
81 GF Score
Price NT$33.70
GF Value NT$33.69
Valuation Fairly Valued
! 7 Warning Signs
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What is Union Insurance Cyclically Adjusted Revenue per Share?

Union Insurance TPE:2816 +0.15% 81 Cyclically Adjusted Revenue per Share is NT$45.15 as of Dec. 2025. GuruFocus rates TPE:2816 with a GF Score™ of 81/100 and a GF Value™ of NT$33.69 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Union Insurance's adjusted revenue per share for the three months ended in Dec. 2025 was NT$13.147. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is NT$45.15 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Union Insurance's average Cyclically Adjusted Revenue Growth Rate was 6.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 6.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 8.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Union Insurance was 10.10% per year. The lowest was 6.80% per year. And the median was 8.60% per year.

As of today (2026-07-25), Union Insurance's current stock price is NT$33.70. Union Insurance's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was NT$45.15. Union Insurance's Cyclically Adjusted PS Ratio of today is 0.75.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Union Insurance was 1.00. The lowest was 0.38. And the median was 0.65.


Union Insurance  (TPE:2816) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Union Insurance's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=33.70/45.15
=0.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Union Insurance was 1.00. The lowest was 0.38. And the median was 0.65.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Union Insurance Cyclically Adjusted Revenue per Share Related Terms


Union Insurance Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Union Insurance's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Insurance Cyclically Adjusted Revenue per Share Chart

Union Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.76 37.11 40.01 42.61 45.15

Union Insurance Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.61 43.38 44.07 44.84 45.15

TPE:2816 vs BRK.A, AIG, HIG: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Diversified subindustry, Union Insurance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Insurance Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Union Insurance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Union Insurance's Cyclically Adjusted PS Ratio falls into.


TPE:2816
81GF Score
Union Insurance TPE:2816
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Insurance Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Union Insurance's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=13.147/324.0540*324.0540
=13.147

Current CPI (Dec. 2025) = 324.0540.

Union Insurance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 6.738 238.132 9.169
201606 6.228 241.018 8.374
201609 7.368 241.428 9.890
201612 7.418 241.432 9.957
201703 7.739 243.801 10.286
201706 7.858 244.955 10.395
201709 8.392 246.819 11.018
201712 8.393 246.524 11.033
201803 8.376 249.554 10.877
201806 9.268 251.989 11.919
201809 8.555 252.439 10.982
201812 8.283 251.233 10.684
201903 9.020 254.202 11.499
201906 8.849 256.143 11.195
201909 9.138 256.759 11.533
201912 9.025 256.974 11.381
202003 7.777 258.115 9.764
202006 9.540 257.797 11.992
202009 9.558 260.280 11.900
202012 9.805 260.474 12.198
202103 9.924 264.877 12.141
202106 9.743 271.696 11.621
202109 9.266 274.310 10.946
202112 10.336 278.802 12.014
202203 9.073 287.504 10.226
202206 8.267 296.311 9.041
202209 8.743 296.808 9.546
202212 10.598 296.797 11.571
202303 10.593 301.836 11.373
202306 11.661 305.109 12.385
202309 11.732 307.789 12.352
202312 11.488 306.746 12.136
202403 12.389 312.332 12.854
202406 12.091 314.175 12.471
202409 11.747 315.301 12.073
202412 12.842 315.605 13.186
202503 11.069 319.799 11.216
202506 11.954 322.561 12.009
202509 13.130 324.800 13.100
202512 13.147 324.054 13.147

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of NT$45.15 mean?
Union Insurance (TPE:2816) has a Cyclically Adjusted Revenue per Share of NT$45.15 as of Dec. 2025. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Union Insurance and its competitors.
Is Union Insurance's Cyclically Adjusted Revenue per Share too high?
Union Insurance's current Cyclically Adjusted Revenue per Share is NT$45.15. Overall, Union Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's Cyclically Adjusted Revenue per Share compare to BRK.A and AIG?
Union Insurance's Cyclically Adjusted Revenue per Share of NT$45.15 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Union Insurance and its competitors. Union Insurance's current Cyclically Adjusted Revenue per Share is NT$45.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Fairly Valued. The stock's GF Value™ is NT$33.69, compared to a current price of NT$33.70 — trading 0% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is NT$45.15. Union Insurance's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current Cyclically Adjusted Revenue per Share is NT$45.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Insurance (TPE:2816) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued. The current stock price of NT$33.70 is trading 0% above its estimated GF Value™ of NT$33.69. GuruFocus considers Union Insurance to be Fairly Valued.

Key valuation signals for TPE:2816:

  • Cyclically Adjusted Revenue per Share: NT$45.15
  • GF Value™: NT$33.69 vs. price of NT$33.70 (0% above fair value)
  • GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Insurance Business Description

Address No. 219, Zhongxiao East Road, 12th Floor, Section 4, Daan District, Taipei, TWN, 10690
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
81GF Score

Get the complete analysis for TPE:2816

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$33.70
Price
NT$33.69
GF Value