The historical rank and industry rank for Union Insurance's OCF Margin % or its related term are showing as below:
TPE:2816'
s OCF Margin % Range Over the Past 10 Years
Min: -3 Med: 5.3 Max: 18.82
Current: 5.26
During the past 13 years, the highest OCF Margin % of Union Insurance was 18.82%. The lowest was -3.00%. And the median was 5.30%.
TPE:2816's OCF Margin % is ranked worse than 67.86% of 501
companies
in the Insurance industry
Industry Median: 10.85
vs TPE:2816: 5.26
Union Insurance OCF Margin % Related Terms
Union Insurance OCF Margin % Historical Data
* Premium members only.
The historical data trend for Union Insurance's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2816 vs BRK.A, AIG, HIG: OCF Margin % Comparison
For the Insurance - Diversified subindustry, Union Insurance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Union Insurance's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Insurance (TPE:2816) has a OCF Margin % of -12.67% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Union Insurance and its competitors. According to the industry distribution chart, Union Insurance ranks #340 out of 501 companies in the Insurance industry, placing it in the top 67.9%.
Is Union Insurance's OCF Margin % too high?
Union Insurance's current OCF Margin % is -12.67%. Based on the distribution chart, Union Insurance ranks #340 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Union Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance ranks #340 out of 501 companies for OCF Margin %. This places Union Insurance in the lower half of its industry. The industry median OCF Margin % is 10.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Union Insurance and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Insurance's current OCF Margin % is -12.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Fairly Valued. The stock's GF Value™ is NT$33.47, compared to a current price of NT$33.05 — trading 1.3% below its estimated fair value. The current OCF Margin % is -12.67%. Union Insurance's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current OCF Margin % is -12.67% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance (TPE:2816) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance stock appears to be undervalued.
The current stock price of NT$33.05 is trading 1.3% below its estimated GF Value™ of NT$33.47.
GuruFocus considers Union Insurance to be Fairly Valued.
Key valuation signals for TPE:2816:
OCF Margin %: -12.67%
GF Value™: NT$33.47 vs. price of NT$33.05 (1.3% below fair value)
No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
81GF Score
Get the complete analysis for TPE:2816
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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