Union InsuranceTPE:2816 -0.59%81 OCF Yield % is 7.88 as of Jul. 02, 2026, which is 6% below its 10-year median of 8.37. GuruFocus rates TPE:2816 with a GF Score™ of 81/100 and a GF Value™ of NT$33.52 (Fairly Valued). The stock has 5 warning signs investors should review. Among 508 Insurance companies, Union Insurance ranks worse than 50.59% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Union Insurance OCF Yield % Related Terms
Union Insurance OCF Yield % Historical Data
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The historical data trend for Union Insurance's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2816 vs BRK.A, AIG, HIG: OCF Yield % Comparison
For the Insurance - Diversified subindustry, Union Insurance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Union Insurance's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Insurance (TPE:2816) has a OCF Yield % of 7.88 as of Jul. 02, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Union Insurance and its competitors. This is near median its historical median of 8.37. According to the industry distribution chart, Union Insurance ranks #257 out of 508 companies in the Insurance industry, placing it in the top 50.6%.
Is Union Insurance's OCF Yield % too high?
Union Insurance's current OCF Yield % of 7.88 is near median its 10-year median of 8.37. The Insurance industry median OCF Yield % is 8.04. Union Insurance's value of 7.88 is 2% below this industry median. Based on the distribution chart, Union Insurance ranks #257 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Union Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's OCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance ranks #257 out of 508 companies for OCF Yield %. This places Union Insurance in the lower half of its industry. The industry median OCF Yield % is 8.04. Union Insurance's value of 7.88 is 2% below this benchmark. While the company's 10-year median is 8.37 vs. the industry median of 8.04, Union Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.04, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Insurance's current OCF Yield % of 7.88 is 2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Union Insurance and its competitors. For the Insurance industry, the median OCF Yield % is 8.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Insurance's current OCF Yield % is 7.88, which is near median its own 10-year median of 8.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Fairly Valued. The stock's GF Value™ is NT$33.52, compared to a current price of NT$33.65 — trading 0.4% above its estimated fair value. The current OCF Yield % is 7.88, which is near median its 10-year median of 8.37 and 2% below the Insurance industry median of 8.04. Union Insurance's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current OCF Yield % is 7.88 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance (TPE:2816) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued.
The current stock price of NT$33.65 is trading 0.4% above its estimated GF Value™ of NT$33.52.
GuruFocus considers Union Insurance to be Fairly Valued.
Key valuation signals for TPE:2816:
OCF Yield %: 7.88 (near median its 10-year median of 8.37)
GF Value™: NT$33.52 vs. price of NT$33.65 (0.4% above fair value)
Industry Position: 2% below the Insurance median (#257 of 508)
No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
81GF Score
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