Union Insurance (TPE:2816) Ending Cash Position: NT$3,316 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TPE:2816 Union Insurance TPE:2816
81 GF Score
Price NT$39.15
GF Value NT$33.96
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Union Insurance Ending Cash Position?

Union Insurance TPE:2816 +0.77% 81 Ending Cash Position is NT$3,316 Mil as of Dec. 2025. GuruFocus rates TPE:2816 with a GF Score™ of 81/100 and a GF Value™ of NT$33.96 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Union Insurance's Ending Cash Position for the quarter that ended in Dec. 2025 was NT$3,316 Mil.

Union Insurance's quarterly Ending Cash Position declined from Jun. 2025 (NT$5,121 Mil) to Sep. 2025 (NT$3,722 Mil) and declined from Sep. 2025 (NT$3,722 Mil) to Dec. 2025 (NT$3,316 Mil).

Union Insurance's annual Ending Cash Position declined from Dec. 2023 (NT$3,479 Mil) to Dec. 2024 (NT$3,133 Mil) but then increased from Dec. 2024 (NT$3,133 Mil) to Dec. 2025 (NT$3,316 Mil).


Union Insurance Ending Cash Position Related Terms


Union Insurance Ending Cash Position Historical Data

* Premium members only.

The historical data trend for Union Insurance's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Insurance Ending Cash Position Chart

Union Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,648.23 3,067.29 3,479.19 3,132.84 3,316.26

Union Insurance Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,132.84 3,687.07 5,121.40 3,722.05 3,316.26
TPE:2816
81GF Score
Union Insurance TPE:2816
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Insurance Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Union Insurance's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=3132.839+183.421
=3,316

Union Insurance's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=3722.046+-405.786
=3,316

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of NT$3,316 Mil mean?
Union Insurance (TPE:2816) has a Ending Cash Position of NT$3,316 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Union Insurance and its competitors.
Is Union Insurance's Ending Cash Position too high?
Union Insurance's current Ending Cash Position is NT$3,316 Mil. Overall, Union Insurance has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's Ending Cash Position compare to BRK.A and AIG?
Union Insurance's Ending Cash Position of NT$3,316 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for an Insurance company?
A good Ending Cash Position depends on the Insurance industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Union Insurance and its competitors. Union Insurance's current Ending Cash Position is NT$3,316 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$33.96, compared to a current price of NT$39.15 — trading 15.3% above its estimated fair value. The current Ending Cash Position is NT$3,316 Mil. Union Insurance's overall GF Score™ is 81/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current Ending Cash Position is NT$3,316 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Insurance (TPE:2816) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued. The current stock price of NT$39.15 is trading 15.3% above its estimated GF Value™ of NT$33.96. GuruFocus considers Union Insurance to be Modestly Overvalued.

Key valuation signals for TPE:2816:

  • Ending Cash Position: NT$3,316 Mil
  • GF Value™: NT$33.96 vs. price of NT$39.15 (15.3% above fair value)
  • GF Score™: 81/100 with 9 warning signs

No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Insurance Business Description

Address No. 219, Zhongxiao East Road, 12th Floor, Section 4, Daan District, Taipei, TWN, 10690
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
81GF Score

Get the complete analysis for TPE:2816

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$39.15
Price
NT$33.96
GF Value