The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Union Insurance's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.00.
The historical rank and industry rank for Union Insurance's Dividend Payout Ratio or its related term are showing as below:
TPE:2816'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.26 Max: 0.33
Current: 0.33
During the past 13 years, the highest Dividend Payout Ratio of Union Insurance was 0.33. The lowest was 0.10. And the median was 0.26.
TPE:2816's Dividend Payout Ratio is ranked better than 55.95% of 336
companies
in the Insurance industry
Industry Median: 0.38
vs TPE:2816: 0.33
During the past 3 years, the average Dividends Per Share Growth Rate was 14.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Union Insurance was 108.20% per year. The lowest was -15.60% per year. And the median was 6.20% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Union Insurance (TPE:2816) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Union Insurance Dividend Payout Ratio Related Terms
Union Insurance Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Union Insurance's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2816 vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison
For the Insurance - Diversified subindustry, Union Insurance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Union Insurance's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Union Insurance's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Insurance (TPE:2816) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Union Insurance and its competitors. Over the past decade, Union Insurance's Dividend Payout Ratio has ranged from 0.10 to 0.33. According to the industry distribution chart, Union Insurance ranks #148 out of 336 companies in the Insurance industry, placing it in the top 44%.
Is Union Insurance's Dividend Payout Ratio too high?
Union Insurance's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.33. Based on the distribution chart, Union Insurance ranks #148 out of 336 companies in the Insurance industry, which is above the industry midpoint. Overall, Union Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance ranks #148 out of 336 companies for Dividend Payout Ratio. This puts Union Insurance in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. Historically, Union Insurance's own Dividend Payout Ratio has ranged from 0.10 to 0.33 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Union Insurance and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Insurance's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Fairly Valued. The stock's GF Value™ is NT$33.54, compared to a current price of NT$34.85 — trading 3.9% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Union Insurance's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance (TPE:2816) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued.
The current stock price of NT$34.85 is trading 3.9% above its estimated GF Value™ of NT$33.54.
GuruFocus considers Union Insurance to be Fairly Valued.
Key valuation signals for TPE:2816:
Dividend Payout Ratio: 0.00
GF Value™: NT$33.54 vs. price of NT$34.85 (3.9% above fair value)
No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
81GF Score
Get the complete analysis for TPE:2816
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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