Union InsuranceTPE:2816 -0.72%80 Shareholder Yield % is 4.17% as of Dec. 2025, which is 4% above its 10-year median of 4.02. GuruFocus rates TPE:2816 with a GF Score™ of 80/100 and a GF Value™ of NT$33.57 (Fairly Valued). The stock has 7 warning signs investors should review. Among 491 Insurance companies, Union Insurance ranks better than 61.71% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Union Insurance's Shareholder Yield % was 4.17%.
Union Insurance (TPE:2816) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Union Insurance Shareholder Yield % Related Terms
Union Insurance Shareholder Yield % Historical Data
* Premium members only.
The historical data trend for Union Insurance's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:2816 vs BRK.A, AIG, HIG: Shareholder Yield % Comparison
For the Insurance - Diversified subindustry, Union Insurance's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Union Insurance's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Union Insurance (TPE:2816) has a Shareholder Yield % of 4.17% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Union Insurance and its competitors. This is near median its historical median of 4.02. According to the industry distribution chart, Union Insurance ranks #188 out of 491 companies in the Insurance industry, placing it in the top 38.3%.
Is Union Insurance's Shareholder Yield % too high?
Union Insurance's current Shareholder Yield % of 4.17% is near median its 10-year median of 4.02. The Insurance industry median Shareholder Yield % is 2.77. Union Insurance's value of 4.17% is 50.5% above this industry median. Based on the distribution chart, Union Insurance ranks #188 out of 491 companies in the Insurance industry, which is above the industry midpoint. Overall, Union Insurance has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's Shareholder Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance ranks #188 out of 491 companies for Shareholder Yield %. This puts Union Insurance in the upper half of its industry. The industry median Shareholder Yield % is 2.77. Union Insurance's value of 4.17% is 50.5% above this benchmark. While the company's 10-year median is 4.02 vs. the industry median of 2.77, Union Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.77, based on 491 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Insurance's current Shareholder Yield % of 4.17% is 50.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Union Insurance and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Insurance's current Shareholder Yield % is 4.17%, which is near median its own 10-year median of 4.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Fairly Valued. The stock's GF Value™ is NT$33.57, compared to a current price of NT$34.65 — trading 3.2% above its estimated fair value. The current Shareholder Yield % is 4.17%, which is near median its 10-year median of 4.02 and 50.5% above the Insurance industry median of 2.77. Union Insurance's overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current Shareholder Yield % is 4.17% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance (TPE:2816) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued.
The current stock price of NT$34.65 is trading 3.2% above its estimated GF Value™ of NT$33.57.
GuruFocus considers Union Insurance to be Fairly Valued.
Key valuation signals for TPE:2816:
Shareholder Yield %: 4.17% (near median its 10-year median of 4.02)
GF Value™: NT$33.57 vs. price of NT$34.65 (3.2% above fair value)
Industry Position: 50.5% above the Insurance median (#188 of 491)
No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
80GF Score
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