Union Insurance (TPE:2816) Total Payout Ratio: 0.00 (As of Aug. 27, 2026)

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TPE:2816 Union Insurance TPE:2816
81 GF Score
Price NT$38.85
GF Value NT$33.96
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Union Insurance Total Payout Ratio?

Union Insurance TPE:2816 +3.46% 81 Total Payout Ratio is 0.00 as of Aug. 27, 2026. GuruFocus rates TPE:2816 with a GF Score™ of 81/100 and a GF Value™ of NT$33.96 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Union Insurance's current Total Payout Ratio is 0.00.


Union Insurance Total Payout Ratio Related Terms


Union Insurance Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Union Insurance's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Insurance Total Payout Ratio Chart

Union Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 -0.17 0.00 0.00 0.25

Union Insurance Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TPE:2816 vs BRK.A, AIG, HIG: Total Payout Ratio Comparison

For the Insurance - Diversified subindustry, Union Insurance's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Insurance Total Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Union Insurance's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Union Insurance's Total Payout Ratio falls into.


TPE:2816
81GF Score
Union Insurance TPE:2816
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Insurance Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Union Insurance's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -335.412) / 1318.142
=0.25

Union Insurance's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / 529.562
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.00 mean?
Union Insurance (TPE:2816) has a Total Payout Ratio of 0.00 as of Aug. 27, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Union Insurance and its competitors.
Is Union Insurance's Total Payout Ratio too high?
Union Insurance's current Total Payout Ratio is 0.00. Overall, Union Insurance has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's Total Payout Ratio compare to BRK.A and AIG?
Union Insurance's Total Payout Ratio of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for an Insurance company?
A good Total Payout Ratio depends on the Insurance industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Union Insurance and its competitors. Union Insurance's current Total Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$33.96, compared to a current price of NT$38.85 — trading 14.4% above its estimated fair value. The current Total Payout Ratio is 0.00. Union Insurance's overall GF Score™ is 81/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current Total Payout Ratio is 0.00 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Insurance (TPE:2816) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued. The current stock price of NT$38.85 is trading 14.4% above its estimated GF Value™ of NT$33.96. GuruFocus considers Union Insurance to be Modestly Overvalued.

Key valuation signals for TPE:2816:

  • Total Payout Ratio: 0.00
  • GF Value™: NT$33.96 vs. price of NT$38.85 (14.4% above fair value)
  • GF Score™: 81/100 with 9 warning signs

No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Insurance Business Description

Address No. 219, Zhongxiao East Road, 12th Floor, Section 4, Daan District, Taipei, TWN, 10690
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
81GF Score

Get the complete analysis for TPE:2816

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$38.85
Price
NT$33.96
GF Value