Union Insurance (TPE:2816) LT-Debt-to-Total-Asset: 0.00 (As of Dec. 2025)

What is Union Insurance LT-Debt-to-Total-Asset?

Union Insurance TPE:2816 -0.87% 81 LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus rates TPE:2816 with a GF Score™ of 81/100 and a GF Value™ of NT$33.58 (Fairly Valued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Union Insurance's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.00.

Union Insurance's long-term debt to total assets ratio stayed the same from Dec. 2024 (0.00) to Dec. 2025 (0.00).

Union Insurance (TPE:2816) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Union Insurance LT-Debt-to-Total-Asset Related Terms

Union Insurance LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Union Insurance's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Insurance LT-Debt-to-Total-Asset Chart

Union Insurance Annual Data

Trend

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Dec25

LT-Debt-to-Total-Asset

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0.00

Union Insurance Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

81GF Score

Union Insurance TPE:2816

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Union Insurance LT-Debt-to-Total-Asset Calculation

Union Insurance's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	20.455	/	25456.823
	=	0.00

Union Insurance's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	20.455	/	25456.823
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

Union Insurance (TPE:2816) has a LT-Debt-to-Total-Asset of 0.00 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Union Insurance and its competitors.

Is Union Insurance's LT-Debt-to-Total-Asset too high?

Union Insurance's current LT-Debt-to-Total-Asset is 0.00. Overall, Union Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Union Insurance's LT-Debt-to-Total-Asset compare to BRK.A and AIG?

Union Insurance's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Union Insurance and its competitors. Union Insurance's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Union Insurance stock overvalued right now?

Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Fairly Valued. The stock's GF Value™ is NT$33.58, compared to a current price of NT$34.35 — trading 2.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Union Insurance's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Insurance (TPE:2816) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued. The current stock price of NT$34.35 is trading 2.3% above its estimated GF Value™ of NT$33.58. GuruFocus considers Union Insurance to be Fairly Valued.

Key valuation signals for TPE:2816:

LT-Debt-to-Total-Asset: 0.00
GF Value™: NT$33.58 vs. price of NT$34.35 (2.3% above fair value)
GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Insurance Business Description

Industry Financial Services Insurance

Comparable Companies TPE:2852 ROCO:6028 ROCO:5878 TPE:2832 TPE:2905 ROCO:5859 TPE:2851 BRK.A XTER:ALV XSWX:ZURN XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX XSWX:SLHN OHEL:SAMPO XSWX:HBAN

Address No. 219, Zhongxiao East Road, 12th Floor, Section 4, Daan District, Taipei, TWN, 10690

Website https://www.wwunion.com

Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.

81GF Score

Get the complete analysis for TPE:2816

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$34.35

Price

NT$33.58

GF Value

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