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During the past 12 months, Union Insurance's average EBITDA Per Share Growth Rate was -8.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Union Insurance was 42.90% per year. The lowest was 2.80% per year. And the median was 21.30% per year.
Union Insurance (TPE:2816) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Union Insurance 3-Year EBITDA Growth Rate Related Terms
TPE:2816 vs BRK.A, AIG, HIG: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Diversified subindustry, Union Insurance's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Union Insurance's 3-Year EBITDA Growth Rate falls into.
Union Insurance 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 0.00% mean?
Union Insurance (TPE:2816) has a 3-Year EBITDA Growth Rate of 0.00% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Union Insurance and its competitors. Over the past decade, Union Insurance's 3-Year EBITDA Growth Rate has ranged from 2.80 to 42.90. According to the industry distribution chart, Union Insurance ranks #999999 out of 286 companies in the Insurance industry.
Is Union Insurance's 3-Year EBITDA Growth Rate too high?
Union Insurance's current 3-Year EBITDA Growth Rate is 0.00%. Over the past 10 years, this metric has ranged from a low of 2.80 to a high of 42.90. Based on the distribution chart, Union Insurance ranks #999999 out of 286 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Union Insurance has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's 3-Year EBITDA Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance ranks #999999 out of 286 companies for 3-Year EBITDA Growth Rate. This places Union Insurance in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 15.20. Historically, Union Insurance's own 3-Year EBITDA Growth Rate has ranged from 2.80 to 42.90 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 15.20, based on 286 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Union Insurance and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 15.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Insurance's current 3-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$34.17, compared to a current price of NT$40.35 — trading 18.1% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 0.00%. Union Insurance's overall GF Score™ is 80/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current 3-Year EBITDA Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance (TPE:2816) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued.
The current stock price of NT$40.35 is trading 18.1% above its estimated GF Value™ of NT$34.17.
GuruFocus considers Union Insurance to be Modestly Overvalued.
Key valuation signals for TPE:2816:
3-Year EBITDA Growth Rate: 0.00%
GF Value™: NT$34.17 vs. price of NT$40.35 (18.1% above fair value)
No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
80GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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