Union Insurance (TPE:2816) Moat Score: 0/10 (As of Jul. 08, 2026)


TPE:2816 Union Insurance TPE:2816
80 GF Score
Price NT$34.65
GF Value NT$33.57
Valuation Fairly Valued
! 7 Warning Signs
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What is Union Insurance Moat Score?

Union Insurance has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Union Insurance has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Union Insurance might have No Moat - No discernible moat.

Union Insurance  (TPE:2816) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Union Insurance Moat Score Related Terms

TPE:2816
80GF Score
Union Insurance TPE:2816
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Union Insurance (TPE:2816) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued. The current stock price of NT$34.65 is trading 3.2% above its estimated GF Value™ of NT$33.57. GuruFocus considers Union Insurance to be Fairly Valued.

Key valuation signals for TPE:2816:

  • Moat Score: 0
  • GF Value™: NT$33.57 vs. price of NT$34.65 (3.2% above fair value)
  • GF Score™: 80/100 with 7 warning signs

No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Insurance Business Description

Address No. 219, Zhongxiao East Road, 12th Floor, Section 4, Daan District, Taipei, TWN, 10690
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
80GF Score

Get the complete analysis for TPE:2816

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$34.65
Price
NT$33.57
GF Value