Union Insurance (TPE:2816) GF Score: 81/100 (As of Jul. 10, 2026) — 14% Above Median


TPE:2816 Union Insurance TPE:2816
81 GF Score
Price NT$34.35
GF Value NT$33.58
Valuation Fairly Valued
! 7 Warning Signs
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What is Union Insurance GF Score?

Union Insurance TPE:2816 81 GF Score is 81 as of Jul. 10, 2026, which is 14% above its 10-year median of 71.00. GuruFocus rates TPE:2816 with a GF Score™ of 81/100 and a GF Value™ of NT$33.58 (Fairly Valued). The stock has 7 warning signs investors should review.

Union Insurance has the GF Score of 81, which implies that the company might have Good outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 7/10
2. Profitability Rank : 6/10
3. Growth Rank : 6/10
4. GF Value Rank : 7/10
5. Momentum Rank : 9/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Union Insurance might have Good outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Union Insurance  (TPE:2816) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Union Insurance GF Score Related Terms


TPE:2816 vs BRK.A, AIG, HIG: GF Score Comparison

For the Insurance - Diversified subindustry, Union Insurance's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Insurance GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Union Insurance's GF Score distribution charts can be found below:

* The bar in red indicates where Union Insurance's GF Score falls into.


TPE:2816
81GF Score
Union Insurance TPE:2816
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 81 mean?
Union Insurance (TPE:2816) has a GF Score of 81 as of Jul. 10, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Union Insurance and its competitors. This is 14% above median its historical median of 71.00. Over the past decade, Union Insurance's GF Score has ranged from 33.00 to 81.00.
Is Union Insurance's GF Score too high?
Union Insurance's current GF Score of 81 is 14% above median its 10-year median of 71.00. Over the past 10 years, this metric has ranged from a low of 33.00 to a high of 81.00. Overall, Union Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance's GF Score compare to BRK.A and AIG?
Union Insurance's GF Score of 81 can be compared against companies in the Insurance industry. Historically, Union Insurance's own GF Score has ranged from 33.00 to 81.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Union Insurance and its competitors. Union Insurance's current GF Score is 81, which is 14% above median its own 10-year median of 71.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance (TPE:2816) is currently considered Fairly Valued. The stock's GF Value™ is NT$33.58, compared to a current price of NT$34.35 — trading 2.3% above its estimated fair value. The current GF Score is 81, which is 14% above median its 10-year median of 71.00. Union Insurance's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Union Insurance (TPE:2816), the current GF Score is 81 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Insurance (TPE:2816) Overvalued in 2026?

Based on GuruFocus' analysis, Union Insurance stock appears to be overvalued. The current stock price of NT$34.35 is trading 2.3% above its estimated GF Value™ of NT$33.58. GuruFocus considers Union Insurance to be Fairly Valued.

Key valuation signals for TPE:2816:

  • GF Score: 81 (14% above median its 10-year median of 71.00)
  • GF Value™: NT$33.58 vs. price of NT$34.35 (2.3% above fair value)
  • GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the TPE:2816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Insurance Business Description

Address No. 219, Zhongxiao East Road, 12th Floor, Section 4, Daan District, Taipei, TWN, 10690
Union Insurance is a Taiwan-based company engaged in the insurance business engaged in the underwriting of fire, marine, automobile, engineering, liability, and accident insurance, reinsurance, and insurance businesses entrusted by other companies and performing different investments and other businesses in accordance with the regulations. The product portfolio of the company includes Motor Insurance, Traveler AccidentInsurance, Car Insurance, Motor cycle Insurance, Fire Property Insurance, Electric VehicleInsurance, Engineering Insurance, Marine Insurance, and other types of Insurances.
81GF Score

Get the complete analysis for TPE:2816

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$34.35
Price
NT$33.58
GF Value