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During the past 12 months, Emirates Islamic Bank PJSC's average Book Value per Share Growth Rate was 0.60% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 24.20% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 18.10% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 9.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Emirates Islamic Bank PJSC was 24.20% per year. The lowest was -16.30% per year. And the median was 4.60% per year.
Emirates Islamic Bank PJSC (DFM:EIB) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Emirates Islamic Bank PJSC 3-Year Book Growth Rate Related Terms
Emirates Islamic Bank PJSC 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Islamic Bank PJSC 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Emirates Islamic Bank PJSC's 3-Year Book Growth Rate falls into.
Emirates Islamic Bank PJSC 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 24.20% mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a 3-Year Book Growth Rate of 24.20% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Emirates Islamic Bank PJSC and its competitors. This is 426% above median its historical median of 4.60.
Is Emirates Islamic Bank PJSC's 3-Year Book Growth Rate too high?
Emirates Islamic Bank PJSC's current 3-Year Book Growth Rate of 24.20% is 426% above median its 10-year median of 4.60. The Banks industry median 3-Year Book Growth Rate is 8.80. Emirates Islamic Bank PJSC's value of 24.20% is 175% above this industry median. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's 3-Year Book Growth Rate compare to competitors?
Emirates Islamic Bank PJSC's 3-Year Book Growth Rate of 24.20% can be compared against companies in the Banks industry. The industry median 3-Year Book Growth Rate is 8.80. Emirates Islamic Bank PJSC's value of 24.20% is 175% above this benchmark. While the company's 10-year median is 4.60 vs. the industry median of 8.80, Emirates Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,488 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Islamic Bank PJSC's current 3-Year Book Growth Rate of 24.20% is 175% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Emirates Islamic Bank PJSC and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Islamic Bank PJSC's current 3-Year Book Growth Rate is 24.20%, which is 426% above median its own 10-year median of 4.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current 3-Year Book Growth Rate of 24.20%. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current 3-Year Book Growth Rate is 24.20%, which is 426% above median its 10-year median of 4.60 and 175% above the Banks industry median of 8.80. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current 3-Year Book Growth Rate is 24.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued.
The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.
Key valuation signals for DFM:EIB:
3-Year Book Growth Rate: 24.20% (426% above median its 10-year median of 4.60)
GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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