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Emirates Islamic Bank PJSC (DFM:EIB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Emirates Islamic Bank PJSC Equity-to-Asset Related Terms
Emirates Islamic Bank PJSC Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Islamic Bank PJSC Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Islamic Bank PJSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Emirates Islamic Bank PJSC's Equity-to-Asset falls into.
Emirates Islamic Bank PJSC Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Emirates Islamic Bank PJSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Islamic Bank PJSC (DFM:EIB) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Emirates Islamic Bank PJSC and its competitors. This is near median its historical median of 0.12. Over the past decade, Emirates Islamic Bank PJSC's Equity-to-Asset has ranged from 0.09 to 0.13.
Is Emirates Islamic Bank PJSC's Equity-to-Asset too high?
Emirates Islamic Bank PJSC's current Equity-to-Asset of 0.11 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Emirates Islamic Bank PJSC's value of 0.11 is 10% above this industry median. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's Equity-to-Asset compare to competitors?
Emirates Islamic Bank PJSC's Equity-to-Asset of 0.11 can be compared against companies in the Banks industry. The industry median Equity-to-Asset is 0.10. Emirates Islamic Bank PJSC's value of 0.11 is 10% above this benchmark. Historically, Emirates Islamic Bank PJSC's own Equity-to-Asset has ranged from 0.09 to 0.13 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Emirates Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Islamic Bank PJSC's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Emirates Islamic Bank PJSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Islamic Bank PJSC's current Equity-to-Asset is 0.11, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current Equity-to-Asset of 0.11. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current Equity-to-Asset is 0.11, which is near median its 10-year median of 0.12 and 10% above the Banks industry median of 0.10. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued.
The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.
Key valuation signals for DFM:EIB:
Equity-to-Asset: 0.11 (near median its 10-year median of 0.12)
GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
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