Emirates Islamic Bank PJSC (DFM:EIB) 3-Year EPS without NRI Growth Rate: 39.30% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:EIB Emirates Islamic Bank PJSC DFM:EIB
14 GF Score
Price د.إ10.85
GF Value د.إ10.81
! 3 Warning Signs
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What is Emirates Islamic Bank PJSC 3-Year EPS without NRI Growth Rate?

Emirates Islamic Bank PJSC DFM:EIB 14 3-Year EPS without NRI Growth Rate is 39.30% as of Jun. 2026. GuruFocus rates DFM:EIB with a GF Score™ of 14/100 and a GF Value™ of د.إ10.81. The stock has 3 warning signs investors should review.

Emirates Islamic Bank PJSC's EPS without NRI for the three months ended in Jun. 2026 was د.إ0.16.

During the past 12 months, Emirates Islamic Bank PJSC's average EPS without NRI Growth Rate was 4.20% per year. During the past 3 years, the average EPS without NRI Growth Rate was 39.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Emirates Islamic Bank PJSC was 148.30% per year. The lowest was -37.90% per year. And the median was -4.30% per year.


Emirates Islamic Bank PJSC  (DFM:EIB) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Emirates Islamic Bank PJSC 3-Year EPS without NRI Growth Rate Related Terms


Emirates Islamic Bank PJSC 3-Year EPS without NRI Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Islamic Bank PJSC 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Emirates Islamic Bank PJSC's 3-Year EPS without NRI Growth Rate falls into.


DFM:EIB
14GF Score
Emirates Islamic Bank PJSC DFM:EIB
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Islamic Bank PJSC 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 39.30% mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a 3-Year EPS without NRI Growth Rate of 39.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Emirates Islamic Bank PJSC and its competitors.
Is Emirates Islamic Bank PJSC's 3-Year EPS without NRI Growth Rate too high?
Emirates Islamic Bank PJSC's current 3-Year EPS without NRI Growth Rate is 39.30%. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Emirates Islamic Bank PJSC's value of 39.30% is 424% above this industry median. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's 3-Year EPS without NRI Growth Rate compare to competitors?
Emirates Islamic Bank PJSC's 3-Year EPS without NRI Growth Rate of 39.30% can be compared against companies in the Banks industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Emirates Islamic Bank PJSC's value of 39.30% is 424% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,407 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Islamic Bank PJSC's current 3-Year EPS without NRI Growth Rate of 39.30% is 424% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Emirates Islamic Bank PJSC and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Islamic Bank PJSC's current 3-Year EPS without NRI Growth Rate is 39.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current 3-Year EPS without NRI Growth Rate of 39.30%. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 39.30% and 424% above the Banks industry median of 7.50. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current 3-Year EPS without NRI Growth Rate is 39.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.

Key valuation signals for DFM:EIB:

  • 3-Year EPS without NRI Growth Rate: 39.30%
  • GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
  • GF Score™: 14/100 with 3 warning signs
  • Industry Position: 424% above the Banks median

No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Islamic Bank PJSC Business Description

Address Dubai Health Care City, P.O. Box 6564, 3rd Floor, Building 16, Dubai, ARE
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score

Get the complete analysis for DFM:EIB

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ10.85
Price
د.إ10.81
GF Value