Emirates Islamic Bank PJSC (DFM:EIB) PEG Ratio: 1.05 (As of Jun. 28, 2026) — 85% Below Median


DFM:EIB Emirates Islamic Bank PJSC DFM:EIB
14 GF Score
Price د.إ10.85
GF Value د.إ10.81
! 1 Warning Sign
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What is Emirates Islamic Bank PJSC PEG Ratio?

Emirates Islamic Bank PJSC DFM:EIB 14 PEG Ratio is 1.05 as of Jun. 28, 2026, which is 85% below its 10-year median of 7.17. GuruFocus rates DFM:EIB with a GF Score™ of 14/100 and a GF Value™ of د.إ10.81. The stock has 1 warning sign investors should review.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Emirates Islamic Bank PJSC's PE Ratio without NRI is 19.00. Emirates Islamic Bank PJSC's 5-Year Book Value growth rate is 18.10%. Therefore, Emirates Islamic Bank PJSC's PEG Ratio for today is 1.05.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Emirates Islamic Bank PJSC's PEG Ratio or its related term are showing as below:

DFM:EIB' s PEG Ratio Range Over the Past 10 Years
Min: 0.87   Med: 7.17   Max: 309.6
Current: 1.05


During the past 13 years, Emirates Islamic Bank PJSC's highest PEG Ratio was 309.60. The lowest was 0.87. And the median was 7.17.


DFM:EIB's PEG Ratio is not ranked
in the Banks industry.
Industry Median: 1.52 vs DFM:EIB: 1.05

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Emirates Islamic Bank PJSC  (DFM:EIB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Emirates Islamic Bank PJSC PEG Ratio Related Terms


Emirates Islamic Bank PJSC PEG Ratio Historical Data

* Premium members only.

The historical data trend for Emirates Islamic Bank PJSC's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Islamic Bank PJSC PEG Ratio Chart

Emirates Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.21 5.94 2.49 1.33 0.95

Emirates Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.56 1.26 1.13 0.95 1.03

Emirates Islamic Bank PJSC PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Islamic Bank PJSC PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Emirates Islamic Bank PJSC's PEG Ratio falls into.


DFM:EIB
14GF Score
Emirates Islamic Bank PJSC DFM:EIB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Islamic Bank PJSC PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Emirates Islamic Bank PJSC's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=19.001751313485/18.10
=1.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.05 mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a PEG Ratio of 1.05 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Emirates Islamic Bank PJSC and its competitors. This is 85% below median its historical median of 7.17. Over the past decade, Emirates Islamic Bank PJSC's PEG Ratio has ranged from 0.87 to 309.60.
Is Emirates Islamic Bank PJSC's PEG Ratio too high?
Emirates Islamic Bank PJSC's current PEG Ratio of 1.05 is 85% below median its 10-year median of 7.17. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 309.60. The Banks industry median PEG Ratio is 1.52. Emirates Islamic Bank PJSC's value of 1.05 is 30.9% below this industry median. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's PEG Ratio compare to competitors?
Emirates Islamic Bank PJSC's PEG Ratio of 1.05 can be compared against companies in the Banks industry. The industry median PEG Ratio is 1.52. Emirates Islamic Bank PJSC's value of 1.05 is 30.9% below this benchmark. Historically, Emirates Islamic Bank PJSC's own PEG Ratio has ranged from 0.87 to 309.60 over the past decade. While the company's 10-year median is 7.17 vs. the industry median of 1.52, Emirates Islamic Bank PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Islamic Bank PJSC's current PEG Ratio of 1.05 is 30.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Emirates Islamic Bank PJSC and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Islamic Bank PJSC's current PEG Ratio is 1.05, which is 85% below median its own 10-year median of 7.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current PEG Ratio of 1.05. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current PEG Ratio is 1.05, which is 85% below median its 10-year median of 7.17 and 30.9% below the Banks industry median of 1.52. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current PEG Ratio is 1.05 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.

Key valuation signals for DFM:EIB:

  • PEG Ratio: 1.05 (85% below median its 10-year median of 7.17)
  • GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
  • GF Score™: 14/100 with 1 warning sign
  • Industry Position: 30.9% below the Banks median

No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Islamic Bank PJSC Business Description

Address Dubai Health Care City, P.O. Box 6564, 3rd Floor, Building 16, Dubai, ARE
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score

Get the complete analysis for DFM:EIB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ10.85
Price
د.إ10.81
GF Value