Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Emirates Islamic Bank PJSC's Net Margin % or its related term are showing as below:
DFM:EIB'
s Net Margin % Range Over the Past 10 Years
Min: -23.29 Med: 39.48 Max: 57.52
Current: 53.83
DFM:EIB's Net Margin % is not ranked
in the Banks industry.
Industry Median: 26.88
vs DFM:EIB: 53.83
Emirates Islamic Bank PJSC (DFM:EIB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Emirates Islamic Bank PJSC Net Margin % Related Terms
Emirates Islamic Bank PJSC Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Islamic Bank PJSC Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Islamic Bank PJSC Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Emirates Islamic Bank PJSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Islamic Bank PJSC (DFM:EIB) has a Net Margin % of 54.93% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Emirates Islamic Bank PJSC and its competitors. This is 39% above median its historical median of 39.48.
Is Emirates Islamic Bank PJSC's Net Margin % too high?
Emirates Islamic Bank PJSC's current Net Margin % of 54.93% is 39% above median its 10-year median of 39.48. The Banks industry median Net Margin % is 26.88. Emirates Islamic Bank PJSC's value of 54.93% is 104.4% above this industry median. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's Net Margin % compare to competitors?
Emirates Islamic Bank PJSC's Net Margin % of 54.93% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.88. Emirates Islamic Bank PJSC's value of 54.93% is 104.4% above this benchmark. While the company's 10-year median is 39.48 vs. the industry median of 26.88, Emirates Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Islamic Bank PJSC's current Net Margin % of 54.93% is 104.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Emirates Islamic Bank PJSC and its competitors. For the Banks industry, the median Net Margin % is 26.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Islamic Bank PJSC's current Net Margin % is 54.93%, which is 39% above median its own 10-year median of 39.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current Net Margin % of 54.93%. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current Net Margin % is 54.93%, which is 39% above median its 10-year median of 39.48 and 104.4% above the Banks industry median of 26.88. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current Net Margin % is 54.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued.
The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.
Key valuation signals for DFM:EIB:
Net Margin %: 54.93% (39% above median its 10-year median of 39.48)
GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score
Get the complete analysis for DFM:EIB
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DFM:EIB has been successfully added to your 
