Emirates Islamic Bank PJSC (DFM:EIB) Net Loan: د.إ68,530 Mil (As of Mar. 2026)

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DFM:EIB Emirates Islamic Bank PJSC DFM:EIB
14 GF Score
Price د.إ10.85
GF Value د.إ10.81
! 1 Warning Sign
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What is Emirates Islamic Bank PJSC Net Loan?

Emirates Islamic Bank PJSC DFM:EIB 14 Net Loan is د.إ68,530 Mil as of Mar. 2026. GuruFocus rates DFM:EIB with a GF Score™ of 14/100 and a GF Value™ of د.إ10.81. The stock has 1 warning sign investors should review.

Emirates Islamic Bank PJSC's quarterly net loan increased from Sep. 2025 (د.إ60,268 Mil) to Dec. 2025 (د.إ63,888 Mil) and increased from Dec. 2025 (د.إ63,888 Mil) to Mar. 2026 (د.إ68,530 Mil).

Emirates Islamic Bank PJSC's annual net loan increased from Dec. 2023 (د.إ35,118 Mil) to Dec. 2024 (د.إ63,888 Mil) and increased from Dec. 2024 (د.إ63,888 Mil) to Dec. 2025 (د.إ68,530 Mil).

Emirates Islamic Bank PJSC Net Loan Historical Data

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The historical data trend for Emirates Islamic Bank PJSC's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Islamic Bank PJSC Net Loan Chart

Emirates Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26,836.88 30,199.36 35,117.51 48,883.71 63,888.39

Emirates Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 53,167.32 56,409.50 60,268.03 63,888.39 68,529.64
DFM:EIB
14GF Score
Emirates Islamic Bank PJSC DFM:EIB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Islamic Bank PJSC Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of د.إ68,530 Mil mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a Net Loan of د.إ68,530 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Emirates Islamic Bank PJSC and its competitors.
Is Emirates Islamic Bank PJSC's Net Loan too high?
Emirates Islamic Bank PJSC's current Net Loan is د.إ68,530 Mil. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's Net Loan compare to competitors?
Emirates Islamic Bank PJSC's Net Loan of د.إ68,530 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Emirates Islamic Bank PJSC and its competitors. Emirates Islamic Bank PJSC's current Net Loan is د.إ68,530 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current Net Loan of د.إ68,530 Mil. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current Net Loan is د.إ68,530 Mil. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current Net Loan is د.إ68,530 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.

Key valuation signals for DFM:EIB:

  • Net Loan: د.إ68,530 Mil
  • GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
  • GF Score™: 14/100 with 1 warning sign

No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Emirates Islamic Bank PJSC Business Description

Address Dubai Health Care City, P.O. Box 6564, 3rd Floor, Building 16, Dubai, ARE
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ10.85
Price
د.إ10.81
GF Value