Emirates Islamic Bank PJSC (DFM:EIB) OCF Margin %: 113.78% (As of Mar. 2026) — 286% Above Median

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DFM:EIB Emirates Islamic Bank PJSC DFM:EIB
14 GF Score
Price د.إ10.85
GF Value د.إ10.81
! 1 Warning Sign
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What is Emirates Islamic Bank PJSC OCF Margin %?

Emirates Islamic Bank PJSC DFM:EIB 14 OCF Margin % is 113.78% as of Mar. 2026, which is 286% above its 10-year median of 29.50. GuruFocus rates DFM:EIB with a GF Score™ of 14/100 and a GF Value™ of د.إ10.81. The stock has 1 warning sign investors should review.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Emirates Islamic Bank PJSC's Cash Flow from Operations for the three months ended in Mar. 2026 was د.إ1,760 Mil. Emirates Islamic Bank PJSC's Revenue for the three months ended in Mar. 2026 was د.إ1,547 Mil. Therefore, Emirates Islamic Bank PJSC's OCF Margin % for the quarter that ended in Mar. 2026 was 113.78%.

As of today, Emirates Islamic Bank PJSC's current OCF Yield % is 14.18%.

The historical rank and industry rank for Emirates Islamic Bank PJSC's OCF Margin % or its related term are showing as below:

DFM:EIB' s OCF Margin % Range Over the Past 10 Years
Min: -180.03   Med: 29.5   Max: 289.86
Current: 141.21


During the past 13 years, the highest OCF Margin % of Emirates Islamic Bank PJSC was 289.86%. The lowest was -180.03%. And the median was 29.50%.

DFM:EIB's OCF Margin % is not ranked
in the Banks industry.
Industry Median: 29.46 vs DFM:EIB: 141.21


Emirates Islamic Bank PJSC OCF Margin % Related Terms


Emirates Islamic Bank PJSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for Emirates Islamic Bank PJSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Islamic Bank PJSC OCF Margin % Chart

Emirates Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 68.51 257.69 -170.89 -9.52 83.08

Emirates Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -122.05 744.02 -649.74 396.28 113.78

Emirates Islamic Bank PJSC OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Islamic Bank PJSC OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Emirates Islamic Bank PJSC's OCF Margin % falls into.


DFM:EIB
14GF Score
Emirates Islamic Bank PJSC DFM:EIB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Islamic Bank PJSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Emirates Islamic Bank PJSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4830.247/5814.111
=83.08 %

Emirates Islamic Bank PJSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1760.238/1547.068
=113.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 113.78% mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a OCF Margin % of 113.78% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Emirates Islamic Bank PJSC and its competitors. This is 286% above median its historical median of 29.50.
Is Emirates Islamic Bank PJSC's OCF Margin % too high?
Emirates Islamic Bank PJSC's current OCF Margin % of 113.78% is 286% above median its 10-year median of 29.50. The Banks industry median OCF Margin % is 29.46. Emirates Islamic Bank PJSC's value of 113.78% is 286.2% above this industry median. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's OCF Margin % compare to competitors?
Emirates Islamic Bank PJSC's OCF Margin % of 113.78% can be compared against companies in the Banks industry. The industry median OCF Margin % is 29.46. Emirates Islamic Bank PJSC's value of 113.78% is 286.2% above this benchmark. While the company's 10-year median is 29.50 vs. the industry median of 29.46, Emirates Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.46, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Islamic Bank PJSC's current OCF Margin % of 113.78% is 286.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Emirates Islamic Bank PJSC and its competitors. For the Banks industry, the median OCF Margin % is 29.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Islamic Bank PJSC's current OCF Margin % is 113.78%, which is 286% above median its own 10-year median of 29.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current OCF Margin % of 113.78%. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current OCF Margin % is 113.78%, which is 286% above median its 10-year median of 29.50 and 286.2% above the Banks industry median of 29.46. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current OCF Margin % is 113.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.

Key valuation signals for DFM:EIB:

  • OCF Margin %: 113.78% (286% above median its 10-year median of 29.50)
  • GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
  • GF Score™: 14/100 with 1 warning sign
  • Industry Position: 286.2% above the Banks median

No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Islamic Bank PJSC Business Description

Address Dubai Health Care City, P.O. Box 6564, 3rd Floor, Building 16, Dubai, ARE
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score

Get the complete analysis for DFM:EIB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ10.85
Price
د.إ10.81
GF Value