Emirates Islamic Bank PJSC (DFM:EIB) E10: د.إ0.28 (As of Mar. 2026)


DFM:EIB Emirates Islamic Bank PJSC DFM:EIB
14 GF Score
Price د.إ10.85
GF Value د.إ10.81
! 1 Warning Sign
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What is Emirates Islamic Bank PJSC E10?

Emirates Islamic Bank PJSC DFM:EIB 14 E10 is د.إ0.28 as of Mar. 2026. GuruFocus rates DFM:EIB with a GF Score™ of 14/100 and a GF Value™ of د.إ10.81. The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Emirates Islamic Bank PJSC's adjusted earnings per share data for the three months ended in Mar. 2026 was د.إ0.156. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is د.إ0.28 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Emirates Islamic Bank PJSC's average E10 Growth Rate was 21.70% per year. During the past 3 years, the average E10 Growth Rate was 26.00% per year. During the past 5 years, the average E10 Growth Rate was 25.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Emirates Islamic Bank PJSC was 28.10% per year. The lowest was 23.60% per year. And the median was 26.00% per year.

As of today (2026-07-12), Emirates Islamic Bank PJSC's current stock price is د.إ10.85. Emirates Islamic Bank PJSC's E10 for the quarter that ended in Mar. 2026 was د.إ0.28. Emirates Islamic Bank PJSC's Shiller PE Ratio of today is 38.75.

During the past 13 years, the highest Shiller PE Ratio of Emirates Islamic Bank PJSC was 88.89. The lowest was 23.81. And the median was 53.26.


Emirates Islamic Bank PJSC  (DFM:EIB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Emirates Islamic Bank PJSC's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=10.85/0.28
=38.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Emirates Islamic Bank PJSC was 88.89. The lowest was 23.81. And the median was 53.26.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Emirates Islamic Bank PJSC E10 Related Terms


Emirates Islamic Bank PJSC E10 Historical Data

* Premium members only.

The historical data trend for Emirates Islamic Bank PJSC's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Islamic Bank PJSC E10 Chart

Emirates Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.13 0.17 0.21 0.26

Emirates Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.23 0.24 0.26 0.26 0.28

Emirates Islamic Bank PJSC E10 Competitor Comparison

For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Islamic Bank PJSC Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Emirates Islamic Bank PJSC's Shiller PE Ratio falls into.


DFM:EIB
14GF Score
Emirates Islamic Bank PJSC DFM:EIB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Islamic Bank PJSC E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Emirates Islamic Bank PJSC's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.156/330.2130*330.2130
=0.156

Current CPI (Mar. 2026) = 330.2130.

Emirates Islamic Bank PJSC Quarterly Data

per share eps CPI Adj_EPS
201606 0.022 241.018 0.030
201609 -0.008 241.428 -0.011
201612 0.000 241.432 0.000
201703 0.041 243.801 0.056
201706 0.031 244.955 0.042
201709 0.021 246.819 0.028
201712 0.037 246.524 0.050
201803 0.038 249.554 0.050
201806 0.051 251.989 0.067
201809 0.032 252.439 0.042
201812 0.049 251.233 0.064
201903 0.076 254.202 0.099
201906 0.048 256.143 0.062
201909 0.049 256.759 0.063
201912 0.022 256.974 0.028
202003 0.029 258.115 0.037
202006 -0.026 257.797 -0.033
202009 -0.059 260.280 -0.075
202012 -0.032 260.474 -0.041
202103 0.039 264.877 0.049
202106 0.066 271.696 0.080
202109 0.043 274.310 0.052
202112 0.004 278.802 0.005
202203 0.063 287.504 0.072
202206 0.066 296.311 0.074
202209 0.065 296.808 0.072
202212 0.034 296.797 0.038
202303 0.111 301.836 0.121
202306 0.113 305.109 0.122
202309 0.080 307.789 0.086
202312 0.088 306.746 0.095
202403 0.149 312.332 0.158
202406 0.157 314.175 0.165
202409 0.154 315.301 0.161
202412 0.058 315.605 0.061
202503 0.186 319.799 0.192
202506 0.157 322.561 0.161
202509 0.157 324.800 0.160
202512 0.116 324.054 0.118
202603 0.156 330.213 0.156

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of د.إ0.28 mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a E10 of د.إ0.28 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Emirates Islamic Bank PJSC and its competitors.
Is Emirates Islamic Bank PJSC's E10 too high?
Emirates Islamic Bank PJSC's current E10 is د.إ0.28. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's E10 compare to competitors?
Emirates Islamic Bank PJSC's E10 of د.إ0.28 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Emirates Islamic Bank PJSC and its competitors. Emirates Islamic Bank PJSC's current E10 is د.إ0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current E10 of د.إ0.28. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current E10 is د.إ0.28. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current E10 is د.إ0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.

Key valuation signals for DFM:EIB:

  • E10: د.إ0.28
  • GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
  • GF Score™: 14/100 with 1 warning sign

No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Islamic Bank PJSC Business Description

Address Dubai Health Care City, P.O. Box 6564, 3rd Floor, Building 16, Dubai, ARE
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score

Get the complete analysis for DFM:EIB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ10.85
Price
د.إ10.81
GF Value