Emirates Islamic Bank PJSC (DFM:EIB) Pre-Tax Income: د.إ3,704 Mil (TTM As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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DFM:EIB Emirates Islamic Bank PJSC DFM:EIB
14 GF Score
Price د.إ10.85
GF Value د.إ10.81
! 3 Warning Signs
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What is Emirates Islamic Bank PJSC Pre-Tax Income?

Emirates Islamic Bank PJSC DFM:EIB 14 Pre-Tax Income is د.إ3,704 Mil as of Jun. 2026. GuruFocus rates DFM:EIB with a GF Score™ of 14/100 and a GF Value™ of د.إ10.81. The stock has 3 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Emirates Islamic Bank PJSC's pretax income for the three months ended in Jun. 2026 was د.إ1,003 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ3,704 Mil. Emirates Islamic Bank PJSC's pretax margin was 61.84%.

During the past 13 years, Emirates Islamic Bank PJSC's highest Pretax Margin was 66.93%. The lowest was -23.29%. And the median was 39.48%.


Emirates Islamic Bank PJSC  (DFM:EIB) Pre-Tax Income Explanation

Emirates Islamic Bank PJSC's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=1003.431/1622.611
=61.84%

During the past 13 years, Emirates Islamic Bank PJSC's highest Pretax Margin was 66.93%. The lowest was -23.29%. And the median was 39.48%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Emirates Islamic Bank PJSC Pre-Tax Income Related Terms


Emirates Islamic Bank PJSC Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Emirates Islamic Bank PJSC's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Islamic Bank PJSC Pre-Tax Income Chart

Emirates Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 823.09 1,240.14 2,121.22 3,087.91 3,891.13

Emirates Islamic Bank PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 999.45 987.69 722.86 989.88 1,003.43

Emirates Islamic Bank PJSC Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Islamic Bank PJSC Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Emirates Islamic Bank PJSC's Pre-Tax Income falls into.


DFM:EIB
14GF Score
Emirates Islamic Bank PJSC DFM:EIB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates Islamic Bank PJSC Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Emirates Islamic Bank PJSC's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+3891.134
=3,891

Emirates Islamic Bank PJSC's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+1003.431
=1,003

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ3,704 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of د.إ3,704 Mil mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a Pre-Tax Income of د.إ3,704 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Emirates Islamic Bank PJSC and its competitors.
Is Emirates Islamic Bank PJSC's Pre-Tax Income too high?
Emirates Islamic Bank PJSC's current Pre-Tax Income is د.إ3,704 Mil. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's Pre-Tax Income compare to competitors?
Emirates Islamic Bank PJSC's Pre-Tax Income of د.إ3,704 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Emirates Islamic Bank PJSC and its competitors. Emirates Islamic Bank PJSC's current Pre-Tax Income is د.إ3,704 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current Pre-Tax Income of د.إ3,704 Mil. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current Pre-Tax Income is د.إ3,704 Mil. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current Pre-Tax Income is د.إ3,704 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.

Key valuation signals for DFM:EIB:

  • Pre-Tax Income: د.إ3,704 Mil
  • GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
  • GF Score™: 14/100 with 3 warning signs

No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Islamic Bank PJSC Business Description

Address Dubai Health Care City, P.O. Box 6564, 3rd Floor, Building 16, Dubai, ARE
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score

Get the complete analysis for DFM:EIB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ10.85
Price
د.إ10.81
GF Value